Accounts Receivable Analyst

Responsibilities

• Evaluate and approve customer credit applications using financial statements, credit reports, and payment history.
• Establish and maintain appropriate credit limits and terms based on risk assessment.
• Monitor customer accounts for changes in financial condition and proactively manage risk exposure.
• Apply daily customer payments (checks, ACH, wire transfers, lockbox, credit cards) to the appropriate invoices in the ERP system.
• Ensure timely and accurate posting of all incoming payments.
• Research and resolve unapplied or misapplied cash.
• Track outstanding balances and aging reports.
• Led collection efforts on overdue accounts, including escalation when necessary.
• Investigate and resolve billing disputes to facilitate timely payment.
• Work closely with Sales, Customer Service, and Finance teams to balance revenue growth and risk management.
• Communicate credit decisions and policies effectively to internal and external stakeholders.
• Maintain strong relationships with key customers while enforcing credit policies.
• Prepare regular reports on AR aging, credit exposure, bad debt reserves, and collections performance.
• Ensure compliance with company credit policies and internal controls.
• Support audits by providing required documentation and analysis.
• Identify opportunities to improve credit evaluation processes and collection efficiency.
• Assist in implementing tools or system enhancements related to AR and credit management.
• Establish, implement, manage, and monitor critical accounting and reporting processes and associated metrics.
• Possibly protect assets by establishing, monitoring, and enforcing internal controls.

Qualifications

• Bachelor’s degree in finance, Accounting, Business, or related field.
• 5–7+ years of experience in credit analysis, accounts receivable, or related finance roles.
• Experience in a manufacturing environment required.
• Strong understanding of financial statements and credit risk assessment.
• Experience with ERP systems (e.g., SAP, Oracle) and credit bureau tools.
• Proficient in Microsoft Excel and financial reporting.