ABL Collateral Analyst - Accounts Receivable in Phoenix/Scottsdale, AZ

About the role

The Asset-Based Lending (ABL) Collateral Analyst position at Banc of California is designed for individuals who are detail-oriented, motivated, and eager to learn and grow in a high-accountability environment. This role supports credit risk management by performing collateral monitoring, verifying borrowing bases, and identifying and escalating exceptions.

Responsibilities

• Process collateral information daily including payment applications, sales assignments reviews, and inventory validations on an assigned portfolio of 12 – 15 accounts.
• Perform ineligible calculations (daily, weekly, bi-monthly, monthly as applicable) and ensure accuracy.
• Reconcile Accounts Receivable Agings and update inventory reports by validating borrower-provided data against core system.
• Proactively identify exceptions and potential risks, escalating issues to management with recommended solutions.
• Meet various daily deadlines for balancing and end of day close.
• Understand how operational actions impact credit risk and client relationships.
• Takes ownership of additional responsibilities and special projects as assigned, ensuring timely and high-quality completion.
• Performs job duties in a manner that ensures personal and others' safety, promptly reporting any potentially hazardous conditions.

Requirements

• Accounts Receivable Analysis experience required.
• Asset Based Lending / 3+ years in Accounts Receivable Experience / Collateral Audit experience preferred.
• A strong understanding of asset based lending and collateral mechanics, including A/R, inventory and borrowing bases.
• Attention to detail and the ability to efficiently manage multiple priorities in fast-paced, risk-sensitive environments that demand adherence to deadlines.
• Initiative, eager to learn and grow professionally within the organization.
• Demonstrate supervisory skills and team awareness through an understanding of systems, workflows and issue resolution.
• Intermediate level Excel, Word, and Outlook; experience with ABL systems is a plus.
• Motivated and proactive, able to excel independently yet also contribute as a dynamic, dependable member of the team.

Qualifications

• High School Diploma / GED Equivalent.

Skills

• Intermediate level Excel, Word, and Outlook.
• Experience with ABL systems.

Benefits

• Financial Security: Eligible to participate in the company's 401k plan which includes a company match and immediate vesting.
• Health & Well-Being: Comprehensive insurance options including medical, dental, vision, AD&D, supplemental life, long-term disability, pre-tax Health Savings Account with employer contributions, and pre-tax Flexible Spending Account (FSA).
• Building & Supporting Your Family: Partnerships with providers that offer adoption, surrogacy, and fertility assistance as well as paid parental leave and family support solutions including care options for your family.
• Paid Time Away: Eligible team members receive paid vacation days, holidays, and volunteer time off.
• Career Growth Opportunities: Tuition reimbursement, an annual mentorship program, leadership development resources, access to LinkedIn Learning, and more.

Pay

The base salary ultimately offered is determined through a review of education, industry experience, training, knowledge, skills, abilities of the applicant in alignment with market data and other factors.

Schedule

N/A