56% of Workers Plan to Retire at 65 or Later. The Average American Is Out at 62, and Not by Choice.

Here’s the reformatted job posting (though this appears to be an article, not a job posting—so no HTML output is applicable per your rules). If you have an actual job posting to reformat, please share it, and I’ll provide the clean semantic HTML as requested. For reference, the content above is a retirement-focused article with no job details, so no sections like *Responsibilities*, *Requirements*, or *Benefits* exist to structure.