2027 Summer Analyst – Global Transaction Banking (New York)

About TD Securities and Summer Analyst Program

TD Securities provides a wide range of capital market products and services to corporate, government, and institutional clients through Global Transaction Banking ("GTB"), Corporate and Investment Banking ("CIB"), and Global Markets ("GM"). The firm works with clients around the world, focusing selectively and strategically on key global financial centers: Toronto, Montreal, Calgary, Vancouver, New York, London, Singapore, and Seoul.

The Global Transaction Banking Summer Analyst Program is a 16-week internship based in New York. The program is designed to provide students with broad exposure across GTB, including potential rotations or project work across sales, relationship management, product, risk, and strategic execution teams, subject to business needs. GTB team members deal directly with clients from the beginning of their careers and much earlier than might be the case in other business lines. This program is intended for students who are intellectually curious, adaptable, collaborative, and interested in building a foundation across the full transaction banking platform. Successful Summer Analysts may be considered for future full-time Analyst opportunities within GTB.

What You Will Learn

As a Summer Analyst, you may gain exposure to several areas of GTB, including:

• Client coverage and origination: Learn how GTB coverage teams work with corporate and institutional clients to understand their treasury, liquidity, payments, trade finance, and working capital needs.
• Product and innovation: Support teams that develop and enhance transaction banking infrastructure and technology across payments, receivables, liquidity, trade and working capital, digital, data, and analytics.
• Risk and portfolio management: Learn how GTB evaluates transactions, manages portfolio considerations, supports credit requests, reviews documentation, and partners with risk and control stakeholders.
• Strategic execution and business management: Support research, data analysis, process improvement, reporting, presentation development, and cross-functional initiatives that connect Origination, Product, Operations, Technology, Legal, Risk, Compliance, and other partners.

How You Will Contribute

• Prepare client-facing and internal presentation materials.
• Conduct company, industry, market, product, and competitive research.
• Analyze client needs, transaction flows, product usage, and business opportunities.
• Support product teams with market research, client feedback, roadmap development, training materials, and commercialization efforts.
• Assist with transaction documentation, credit requests, portfolio reviews, risk reporting, and internal approval materials.
• Collaborate with partners across GTB, Corporate and Investment Banking, Global Markets, Operations, Technology, Legal, Risk, Compliance, and other areas of the bank.
• Participate in the GTB Summer Analyst group project, culminating in a presentation to senior leaders across GTB.

Areas of Exposure

GTB includes a broad set of businesses and functions. While specific rotations and assignments will depend on business needs, Summer Analysts may gain exposure to areas such as:

• Corporate Cash Management: Treasury management, liquidity, collections, disbursements, and cash management advisory for corporate clients.
• Financial Institutions: Payment clearing, settlement services, relationship management, and broader “One TD” coverage for financial institution clients.
• Trade and Working Capital: Traditional trade finance, letters of credit, guarantees, documentary collections, supply chain finance, receivables finance, and export and agency finance.
• Transaction Banking Product: Product strategy, development, commercialization, product roadmaps, digital capabilities, data, analytics, and client experience.
• Client Solutions: Cross-functional execution, business growth initiatives, process improvement, issue resolution, and coordination across internal teams.
• Deposits and Credit Portfolio Management: Balance sheet optimization, liquidity, capital, funds transfer pricing, regulatory considerations, and portfolio-level business analysis.
• GTB Risk: Front-line risk oversight, transaction review, credit support, documentation review, reporting, and portfolio risk management.

What Makes This Program Different

Transaction Banking is about marrying technology to the business needs of our clients. This program offers a broad view of transaction banking and the opportunity to understand how client needs, product strategy, risk management, and technology come together in a global financial institution.

You will be well suited for this opportunity if you are:

• Curious about how companies manage cash, payments, liquidity, trade, and working capital.
• Interested in international commerce and collaborating with teams and clients across global markets.
• Interested in both client-facing advisory and product-driven innovation.
• Comfortable learning across different teams and subject areas.
• Analytical, collaborative, organized, and willing to take ownership.
• Excited by a role that combines finance, strategy, and technology.
• Open to building a career across the broader GTB platform rather than only one specific business line.

Qualifications

• Strong communication, analytical, problem-solving, and interpersonal skills.
• Interest in banking, finance, treasury, transaction banking, global markets, corporate strategy, technology, data, risk, or product management.
• Strong academic performance and intellectual curiosity.
• Fluency in languages other than English would be useful.
• Ability to work both independently and as part of a team.
• High ethical and professional standards.
• Entrepreneurial mindset, attention to detail, and willingness to learn.
• Leadership experience through academics, work experience, extracurricular activities, athletics, community involvement, or other pursuits.
• Undergraduate students with an anticipated graduation date between December 2027 and June 2028.
• Open to all academic disciplines.
• Authorization to work in the United States.

Pay

$30.00 – $45.00 USD per hour. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role.

Schedule

Full-time, 40 hours per week, for a 16-week term in New York, New York.