1099 Field Claim Investigator

About the Role

RC Services is seeking experienced and motivated Field Claims Investigators to support insurance claim investigations in Florida, New York, and Texas. This is a 1099 independent contractor opportunity ideal for individuals who thrive in fieldwork, enjoy investigative analysis, and can manage assignments independently.

Key Responsibilities

• Conduct thorough, multi-faceted insurance claim investigations in the field
• Perform site inspections including photographs, video documentation, measurements, and scene diagrams
• Locate and interview claimants, witnesses, and other involved parties
• Obtain signed or recorded statements as needed
• Evidence Gathering & Analysis
• Evaluate findings and provide clear, objective summaries and recommendations
• Maintain sound judgment throughout investigations
• Reporting & Documentation
• Prepare and submit detailed, client-ready investigative reports
• Provide timely status updates on all assigned cases
• Ensure all assignments are completed in accordance with company standards and timeline
• Other duties as assigned

Qualifications

• Minimum of 3+ years of investigative experience (insurance, legal, or related field)
• Reliable transportation and willingness to travel locally
• Ability to work flexible hours, including evenings and weekends when needed
• Prior insurance claims investigation or adjusting experience, specifically in General Liability and Auto
• Prioritize observational, analytical, and problem-solving skills
• Strong written and verbal communication skills
• High level of organization and time management
• Proficiency in Microsoft Word, Excel, and basic technology systems
• Active Adjuster License
• Bilingual (Spanish) Notary Public designation

Work Structure

• Independent Contractor (1099) role
• Flexible scheduling
• Field-based position (work performed on-site/in territory)