Workers' Compensation Claims Technician
About the role
Liberty Mutual Insurance has an excellent claims opportunity for a Workers Compensation Claims Technician. Claims Technicians obtain essential information to process routine workers' compensation claims with ongoing medical management for medical pension claims. You will provide injured workers and customers with accurate, timely information and quality service, identify potential problems, and make claim referral decisions.
GRS North America Claims offers the flexibility to work from home full-time. Selected candidates will be trained remotely and are required to go into the office twice a month if residing within 50 miles of a specified office. This policy is subject to change.
Responsibilities
- Conduct investigations to secure essential facts from injured workers, employers, and providers regarding workers' compensation through telephone or written reports.
- Verify information from claimants, physicians, and medical providers to assess compensability and/or causal relation of medical treatment, and evaluate cases with claim-specific ongoing medical management.
- Provide ongoing medical case management for assigned claims. Initiate calls to injured workers and medical providers if projected disability exceeds maximum triage model projections or to resolve medical treatment issues.
- Maintain contact with injured workers, providers, and employers to ensure understanding of protocols, claims processing, and medical treatment.
- Assess claim status to determine if problem cases or those exceeding protocols should be referred to the Claims Service Team, or would benefit from MP RN review or other medical/claims resources.
- Arrange Independent Medical Exams and Peer Reviews as necessary.
- Maintain accurate records and handle administrative responsibilities associated with processing and payment of claims, including updating status notes and documenting results of contacts and medical reports.
- Generate form letters following set guidelines (e.g., letters to physicians projecting disability, letters confirming medical treatment and disability, and letters outlining expected outcomes to employers).
- Authorize payment of medical payments and/or medical treatment.
- Recognize potential subrogation cases, prepare cases for subrogation, and refer them to the Subrogation Units.
Requirements
- High school diploma plus 1-3 years of related customer service experience or applicable insurance knowledge.
- Licensing required in some states.
- Effective analytical skills to learn and apply basic policy/contract coverage and recognize questionable coverage/contract situations.
- Strong interpersonal skills to explain facts and logic used to arrive at decisions in a way customers understand.
- Effective written skills to compose clear, succinct descriptions when posting files and drafting correspondence.
- Good telephone and typing skills.
- Ability to learn when to use medical management resources, know when to use them, and follow through with medical management information received.
About Us
At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture. This is reflected in comprehensive benefits, workplace flexibility, professional development opportunities, and Employee Resource Groups. Each employee plays a role in fostering our inclusive culture, which supports every individual to do their best work.
Benefits
We value your hard work, integrity, and commitment to making things better, and we put people first by offering benefits that support your life and well-being. To learn more about our benefit offerings, visit Liberty Mutual Benefits.
Pay
The typical starting salary range for this role is determined by skills, experience, education, certifications, and location. The full salary range reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan.