Wholesale Credit Delivery Associate I

About the role

The Wholesale Credit Delivery Associates and Analysts facilitate financial analysis, risk assessment, and credit structure recommendations for clients and prospects within Commercial Banking, Commercial Real Estate, and/or Wealth specialty businesses. They take ownership of projects, mentor more junior teammates, and ensure adherence to credit policy and requirements.

Responsibilities

• Facilitates the diligence and underwriting documentation of less complex and smaller credit relationships.
• Supports credit presentation preparation and discussions with Credit Officers and other final approvers.
• Captures and documents client performance, along with identified risk and risk mitigants.
• Ensures loan agreements comply with approval documents and addresses potential issues.
• Coordinates legal documentation efforts through closing and funding phases.
• Identifies and follows up on issues to ensure remediation.
• Serves as a client and internal point of contact for managing assigned portfolios.
• Mentors Credit Delivery Analysts.

Requirements

• Bachelor’s degree in Finance, Accounting, Economics, or Business, or equivalent combination of education and work experience.
• 2-3 years of Commercial Banking, Commercial Real Estate, or Wealth Specialty business experience.
• Excellent verbal and written communication skills.
• Demonstrated proficiency in basic computer applications, such as Microsoft Office software products.
• Strong analytical and problem-solving skills.
• Knowledge of commercial real estate credit delivery principles.
• Ability to handle multiple priorities under time constraints.
• Demonstrated success working in a collaborative team environment.

Qualifications

• Master’s in Commercial Banking or Real Estate or combined Commercial Banking/Commercial Real Estate experience through internships or other experiences; or an equivalent combination of educational and experience or other related advanced degree.
• 2 years of experience in a Commercial Banking or Commercial Real Estate Associate Development Program and/or equivalent experience in a Credit Delivery role.

Skills

Knowledge of commercial real estate credit delivery principles, analytical and problem-solving skills, and proficiency in basic computer applications are essential.

Benefits

All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, including medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan. Additional benefits may vary by division and position.

Pay

Details on pay will be provided during the hiring process.

Schedule

Regular or Temporary: Regular