Warehouse Lending Underwriting Reviewer

About the role

The Warehouse Lending Underwriting Reviewer role at Northpointe Bank involves reviewing mortgage loan submissions for accuracy, completeness, and eligibility under the Mortgage Purchase Program. This is a second-level review role, focusing on quality assurance, program eligibility, and risk management.

Responsibilities

• Validate borrower documentation against agency and investor guidelines (Fannie Mae, Freddie Mac, FHA, VA, Rural Development, PMI).
• Absorb credit, collateral, and compensating factors to ensure loans meet secondary market standards.
• Maintain compliance with program requirements for client facility balances and depository accounts.
• Process operating account wire requests and track client facility limits.
• Stay updated on investor, agency, regulatory, and industry standards.
• Meet or exceed expectations in compliance, quality, accuracy, and customer service.

Requirements

• Bachelor’s degree preferred, or equivalent work experience.
• 2–4 years of mortgage underwriting, processing, or warehouse lending experience.
• 2–3 years of experience in similar position being sought.
• Strong knowledge of conforming, non-conforming, FHA, VA, Rural Development, and investor programs.
• Familiarity with secondary market underwriting standards and investor documentation.
• Proficiency in Microsoft Office and mortgage-related software platforms.
• Strong attention to detail with the ability to evaluate complex loan files.
• Excellent communication and interpersonal skills; team-oriented mindset.
• Ability to manage multiple tasks under tight deadlines with accuracy and efficiency.

Qualifications

• Strong analytical skills.
• Attention to detail.
• Ability to work collaboratively in a fast-paced environment.

Skills

• Microsoft Office proficiency.
• Knowledge of mortgage-related software platforms.
• Strong analytical and problem-solving skills.
• Attention to detail.
• Collaborative teamwork skills.
• Ability to manage multiple tasks under tight deadlines.

Benefits

• Medical
• Dental
• Vision
• Life, LTD, & AD&D
• Dependent Care Spending Plan (DCSA)
• Employer Stock Ownership Plan with 401(k) feature and company match
• Complimentary Banking Services
• Tuition Assistance

Pay

Compensation details are confidential and will be shared during the interview process.

Schedule

The schedule for this role is flexible to accommodate the needs of the team and the business.