VP Merchant Acquisition Credit & Loss Prevention Analytics

About the Role

At U.S. Bank, we’re on a journey to do our best, helping customers and businesses make smarter financial decisions and enabling communities to grow and succeed. As a wholly owned subsidiary of U.S. Bank, Elavon is committed to building platforms and ecosystems that help over 1.5 million customers worldwide achieve their financial goals. This role is responsible for the oversight of credit risk, ensuring compliance with regulatory, investor, and corporate requirements, and balancing market share and revenue growth with loan quality expectations.

Responsibilities

• Achieve credit performance and lending risk profiles in comparison with peer lenders, external Agency Investor requirements, and internal defined performance goals.
• Establish and administer credit policies and procedures for specified business channels.
• Communicate and review memos, guideline changes, credit risk appetite, credit quality, and performance with Business Line, Sales, and Operation Groups.
• Assist with effective execution of policy, process, and procedure for managing credit risks.
• Advocate for the Business Line on credit issues based on reasonable credit risks to balance market share and revenue growth with loan quality expectations.

Qualifications

• 10 or more years of relevant experience.
• Bachelor's degree or equivalent work experience.

Skills

• Thorough understanding of credit risk policies, procedures, and practices.
• Expert knowledge in advanced modeling techniques, mathematical models, algorithm use, optimization, and data science technologies.
• Considerable knowledge of banking products/services, operations, and market trends.
• Proficiency in data feature retrieval, model technique selection, build, implementation, monitoring, and integration.
• Strong experience in advanced analytics, statistics, data mining, predictive analysis, time-series analysis, natural language processing, and deep learning.
• Proficient in Python, SQL, popular ML frameworks, and libraries.
• Understanding of Azure cloud services.
• Effective organizational, project management, and execution skills.
• Strong analytical and decision-making skills.
• Excellent interpersonal, verbal, and written communication skills.

Location Expectations

This role requires working onsite from a U.S. Bank location three or more days per week.

Pay

The salary range for this role is $133,365.00 - $156,900.00, based on the primary location. The actual range may differ based on the location of the role.

Benefits

• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year (unless otherwise provided by law)