VP, Credit Acquisition Strategy

Role Summary/Purpose

Lead Health & Wellness Credit Acquisitions strategy development efforts. Drive acquisitions credit strategies, initiatives, enhancements, projects and new tools for the CareCredit markets. Work closely with business and portfolio leadership to establish strategic direction for each health care market. Work cross functionally to ensure risk strategies are performing as expected.

Essential Responsibilities

• Lead the development and tracking of portfolio, product and client level strategies that minimize both Synchrony’s and the CareCredit markets’ credit risk, while continuing to grow the portfolio and balancing the risk-reward tradeoff
• Proactively make recommendations for tactical and strategic action plans for execution within Credit Risk and other functional areas as needed by collecting and analyzing data from various sources to identify portfolio risks and opportunities
• Initiate and lead acquisitions credit strategy initiatives as well as enhancement projects using the latest development techniques and test/control processes
• Achieve functionality, processes and strategies support both business and client objectives
• Ensure effective pre-implementation strategy reviews and model validations are executed
• Implement credit monitoring and tracking systems designed to quantify the differences in effectiveness of challenger strategies
• Drive enhanced strategies, using champion/challenger learnings to mitigate credit losses while driving growth
• Ongoing communication including updates to senior leadership and delivery on strategic initiatives
• Work with portfolio teams to ensure consistency in business plans
• Leverage and incorporate breadth of portfolio acquisitions risk management experience into value-added best practices
• Perform data analysis to support advanced analytics initiatives
• Independently extract and analyze data from multiple technology systems/platforms and related data sources
• Other duties and/or special projects as assigned

Qualifications/Requirements

• Bachelor’s degree and 5+ years’ experience in strategic risk management role, or in lieu of a degree, 9+ years’ experience in strategic risk management
• 3+ years’ experience in a risk strategy development role
• 3+ years SAS programming experience (proficient level)
• Hands on experience with statistical tools such as SAS VA, Model Builder Decision Tree, and Knowledge Studio
• Ability and flexibility to travel for business as required

Desired Characteristics

• 3+ years of experience performing data analytics and analyzing trends
• 3+ years of advanced programming with C++, R, and/or Python
• 3+ years working with large data sets
• Exposure to big data tools (Hadoop, Spark, Sqoop, etc.)
• Experience with machine learning, AI, and/or statistical algorithms
• Leadership experience operating at a strategic level as part of a cross functional team
• Strong communication and presentation skills and the ability to interact with and present to SYF senior leaders
• Master’s Degree or MBA with advanced analytic focus, or equivalent advanced degree