VP - Commercial Banker

About the role

The successful candidate will originate commercial loans with the support of the commercial department. They will provide detailed information about BNH commercial loan products and services to both existing and prospective customers. The role involves building strong, professional relationships with customers, offering quality service, and becoming a trusted resource for their needs.

Responsibilities

• Establishes and manages commercial loan customers.
• Interviews applicants, collects financial data, establishes and negotiates credit terms and repayment terms.
• Travels to customer sites to build relationships and provide quality service.
• Counsels commercial loan customers regarding business management and financial matters.
• Develops new business by contacting existing and prospective customers, cross-selling bank products and services.
• Develops and presents materials to the Loan Committee.
• Handles small business loans, including SBA and NHBFA guaranteed loans.
• Provides back-up coverage to service all commercial loan customers.
• Undertakes special projects as assigned by the Commercial Lending Team Leader.

Requirements

• 5-10 years' experience in a commercial banking position with commercial loan originations, portfolio management, and servicing account relationships.
• Demonstrated ability to generate new loan leads and develop prospects into bank customers.
• Skills in common courtesy, communications, mathematics, organization, personal computers, planning, problem resolution, and word processing.
• Associates Degree or equivalent working experience.

Qualifications

• Must possess and maintain a valid driver’s license and satisfactory driving record, as well as a vehicle with appropriate insurance coverage if required to drive in the course of performing assigned duties and responsibilities.

Skills

• Actively participates in bank training sessions to enhance product and service knowledge, understand policies and procedures, computer equipment skills, and federal and state regulations and compliance issues.
• Complies with the Bank Secrecy Act (31 CFR 103), components of 12 CFR 326 Subpart B, and OFAC regulations.

Benefits

• Competitive pay, generous benefits, and paid time off.
• Tuition assistance, internal training opportunities, and more!
• Medical, Dental & Vision coverage effective day one of employment.
• Health Savings Account.
• Paid vacation and paid time off for volunteer work.
• Incentive Compensation Plan (Bonus) based upon performance and plan guidelines.
• Company paid Short- and Long-Term Disability.
• Group Term Life/AD&D Insurance.
• Voluntary employee paid benefits such as AFLAC.
• 401(k) with company match.
• Employee activities and recognition.
• Employee Assistance Program.

Pay

Competitive pay package offered.

Schedule

Full-time position.