Vice President, Credit Solutions - Innovation Banking

About the role

HSBC Innovation Banking provides debt solutions to early stage, high growth and public companies in the healthcare, life sciences & technology sector. Our differentiator is a global footprint in 70+ countries as well as a well-rounded banking platform including investment and corporate banking solutions.

Responsibilities

• Build and maintain relationships with debt clients and prospects
• Lead and own the due diligence process and deal structuring process
• Build and maintain a portfolio management framework that ensures timely and concise reviews of financial performance to senior credit approvers
• Engage in proactive portfolio management, including maintaining credit quality and profitability targets
• Constantly curious and has a keen curiosity about tech trends/news as well as a firm understanding of the startup and VC ecosystem
• Willingness to wear multiple hats and collaborate with clients and internal partners
• Good negotiation and communication skills
• Proficiency in Excel as well as databases such as Pitchbook or Crunchbase

Qualifications

• Extensive experience in debt underwriting experience with healthcare, life sciences and technology companies, preferably at a venture debt bank lender or fund
• Ability to analyze business models, financial statements, competitive landscapes, and KPI’s
• Ability to assess and handle credit risks of existing portfolio including covenant compliance, rating changes, and ongoing financial performance
• Constantly curious and has a keen curiosity about tech trends/news as well as a firm understanding of the startup and VC ecosystem
• Willingness to wear multiple hats and collaborate with clients and internal partners
• Good negotiation and communication skills
• Proficiency in Excel as well as databases such as Pitchbook or Crunchbase

Benefits

As an HSBC employee, you will have access to tailored professional development opportunities to ensure you have the right skills for today and tomorrow. We offer a competitive pay and benefits package including a robust Wellness Hub, all in a welcoming and inclusive work environment. You will be empowered to drive HSBC’s engagement with the communities we serve through an industry-leading volunteerism policy, a generous matching gift program, and a comprehensive program of immersive Sustainability and Climate Change Initiatives. You’ll want to join our Employee Resource Groups as they play a central part in life at HSBC, including the development of our employees and networking inside and outside of HSBC.

Pay

Your final fixed pay offer will depend on the candidate and several variables, including but not limited to, role responsibilities, skill set, depth of experience and education, licensing/certification requirements, internal relativity, and specific work location.

Schedule

All qualified applicants will receive consideration for employment without regard to age, ancestry, color, race, national origin, ethnicity, disability or medical condition, genetic information, military or veteran service, religion, creed, sex, gender, pregnancy, childbirth, caregiver status, marital status, citizenship or immigration status, sexual orientation, gender identity or expression or any other trait protected by applicable law.