Vice President, Credit Portfolio Risk - Credit Risk Framework & Policy Governance

Role Objectives

The Vice President will support the execution of regulatory alignment, policy development, and governance enhancements across key credit risk frameworks. They will coordinate with cross-functional stakeholders to ensure regulatory requirements are translated into clear, implementable credit policies, controls, and reporting outputs.

Expertise

• Regulatory & Policy Alignment: Lead and support regulatory gap assessments across credit risk, ensuring clear traceability from regulatory requirements to internal policy, controls, and execution.

• Credit Policy Development & Governance: Draft and maintain credit risk policies, standards, and procedures; support governance forums with structured materials, decision tracking, and policy alignment.

• Core Delivery Responsibilities: Partner with 1LoD, 2LoD, Risk Data & Product, and business stakeholders to align on requirements, manage dependencies, and drive timely resolution of deliverables and approvals.

• Implementation & Ongoing Support: Support implementation of policy and framework enhancements, including alignment of classification logic, escalation protocols, and reporting outputs with approved governance standards.

• Credit Risk Framework Enhancement: Contribute to the enhancement of credit risk processes to strengthen governance, consistency, and regulatory alignment.

Qualifications

• Requirements: 7+ years of experience in credit risk, credit policy, or regulatory program execution.

• Experience: Supporting regulatory remediation, policy development, or risk governance initiatives.

• Coordination: Demonstrated experience coordinating cross-functional deliverables in a structured program environment.

Education

Bachelor’s degree in finance, economics, or related field required.

Work Style

SMBC’s employees participate in a Hybrid workforce model that provides employees with an opportunity to work from home, as well as, from an SMBC office. SMBC requires that employees live within a reasonable commuting distance of their office location.