US Corporate Treasury Senior Analyst

About the role

Serves as authoritative center of expertise for subsidiary funding, including capital, credit and transactional risk facilities, and associated arm's length pricing, to ensure that the facilities are established and maintained in accordance with relevant constraints, including governance, tax and regulatory requirements.

Supports the credit process including negotiation with local subsidiary management, and is responsible for ensuring all appropriate legal and other related documentation is structured and executed in accordance with subsidiary needs and RBC requirements.

Works with GRM to obtain credit approvals as part of this process.

Ensures subsidiary compliance with credit facility terms, as well as Subsidiary Banking and other RBC policies.

Key subsidiary partner and account manager collaborating to find innovative solutions to meet the funding needs of the relevant subsidiaries.

Contributes to strategies to improve RBC balance sheet efficiency to maximize the growth potential of the businesses.

Participates in the review of Project Approval Requests and New Business Committee proposals, ensuring that subsidiary credit needs are identified and established well in advance of the launch of new businesses or products.

Ensures compliance is maintained with regulatory requirements such as TLAC and Regulation W in the context of subsidiary funding arrangements.

Facilitate regulatory, audit and other internal requests for information relating to subsidiary credit arrangements.

Prepare materials and analytics for RBC’s U.S. subsidiary board of directors to seek approval for intra-group funding transactions.

Supports cash management and dividend payment strategy for the U.S. holding company, including alignment with CCAR cycles and subsidiary dividend arrangements.

Responsibilities

• Serves as authoritative center of expertise for subsidiary funding, including capital, credit and transactional risk facilities, and associated arm's length pricing, to ensure that the facilities are established and maintained in accordance with relevant constraints, including governance, tax and regulatory requirements.
• Supports the credit process including negotiation with local subsidiary management, and is responsible for ensuring all appropriate legal and other related documentation is structured and executed in accordance with subsidiary needs and RBC requirements.
• Works with GRM to obtain credit approvals as part of this process.
• Ensures subsidiary compliance with credit facility terms, as well as Subsidiary Banking and other RBC policies.
• Key subsidiary partner and account manager collaborating to find innovative solutions to meet the funding needs of the relevant subsidiaries.
• Contributes to strategies to improve RBC balance sheet efficiency to maximize the growth potential of the businesses.
• Participates in the review of Project Approval Requests and New Business Committee proposals, ensuring that subsidiary credit needs are identified and established well in advance of the launch of new businesses or products.
• Ensures compliance is maintained with regulatory requirements such as TLAC and Regulation W in the context of subsidiary funding arrangements.
• Facilitate regulatory, audit and other internal requests for information relating to subsidiary credit arrangements.
• Prepare materials and analytics for RBC’s U.S. subsidiary board of directors to seek approval for intra-group funding transactions.
• Supports cash management and dividend payment strategy for the U.S. holding company, including alignment with CCAR cycles and subsidiary dividend arrangements.

Requirements

Must have:

• Undergraduate degree in finance or accounting with an understanding of corporate finance and credit risk concepts.
• Prior experience working for a large, multi-national, financial services organization.
• Ability to think critically, work independently and always maintain attention to detail.
• Collaborative team player with strong interpersonal and negotiation skills, with experience managing large scale cross-functional initiatives and projects.
• Strong written and oral communication skills.
• Exceptional organization skills necessary to keep track of numerous deadlines and contractual maturities.
• Strong analytical, risk assessment, and investigative skills necessary to manage the unique risks associated with a broad range of operating entities.

Qualifications

Nice-to-have:

• Prior exposure to capital markets, bank finance, or corporate treasury functions.
• Prior experience dealing with account management of credit arrangements for corporate clients.

Skills

• Analytical Thinking
• Commercial Acumen
• Communication
• Corporate Debt Financing
• Corporate Finance
• Corporate Financial Analysis
• Corporate Governance
• Credit Facilities
• Credit Risk Analysis
• Financial Regulation
• Financial Services
• Operational Risks
• Organizing
• Project Management
• Risk Management
• Treasury Management

Benefits

The good-faith expected salary range for the above position is $85,000-$145,000 depending on factors including but not limited to the candidate’s experience, skills, registration status; market conditions; and business needs. This salary range does not include other elements of total compensation, including a discretionary bonus and benefits such as a 401(k) program with company-matching contributions; health, dental, vision, life and disability insurance; and paid time-off plan.

Pay

A comprehensive Total Rewards Program including bonuses, flexible benefits, and competitive compensation.

Schedule

Full time