Universal Banker I Includes Incentive

JOB REQUIREMENTS

Description Starting salary for Universal Banker position is $19.50 an hour and up, depending on experience.

Job Description for Universal Banker position: Under direct supervision of an Assistant Manager or Community President, this position is responsible for assisting customers in a dual role (Platform/60% Teller) focused on delivering outstanding service with every customer interaction. The Universal Banker will perform teller transactions, service existing customers, and offer product and service solutions to existing customers or prospects when appropriate and beneficial.

• Identify, expand and deepen customer relationships by profiling customers in an effort to recommend appropriate products and services that meet customer needs.
• Make referrals to other appropriate lines of business (i.e., WIS and WMC) to meet customer needs.
• Accurately open, maintain and close deposit accounts and services.
• Answer customer questions and resolve related account issues, including phone and in-person.
• Perform service related activities such as on-boarding calls and appropriate follow-up with customers.
• Engage in reactive sales and cross-sell activities, including calling on campaign lists and follow-up on referrals received.
• Maintain knowledge of WSB's core processing system, WSB products and services, WSB policies and procedures, and regulatory requirements governing retail deposit accounts.
• Keep abreast of industry trends, standards and external factors that may affect the bank.
• Operate in full compliance with internal policies/procedures, as well as applicable regulations/laws.

Duties and responsibilities for Universal Banker position:

• Efficiently process customer transactions with a high level of integrity, accuracy and knowledge.
• Identify, expand and deepen customer relationships by profiling customers in an effort to recommend appropriate products and services that meet customer needs.
• Make referrals to other appropriate lines of business (i.e., WIS and WMC) to meet customer needs.
• Accurately open, maintain and close deposit accounts and services.
• Answer customer questions and resolve related account issues, including phone and in-person.
• Perform service related activities such as on-boarding calls and appropriate follow-up with customers.
• Engage in reactive sales and cross-sell activities, including calling on campaign lists and follow-up on referrals received.
• Maintain knowledge of WSB's core processing system, WSB products and services, WSB policies and procedures, and regulatory requirements governing retail deposit accounts.
• Keep abreast of industry trends, standards and external factors that may affect the bank.
• Operate in full compliance with internal policies/procedures, as well as applicable regulations/laws.

Qualifications

• Experience Required: 1 - 2 years of sales experience
• Experience Required: 2-4 years customer service experience
• Preferred: 2-4 years of sales and customer service experience in branch banking
• Certifications, Licenses, Registration Required: Banker Certification within 6 months of hire/promotion date
• Education Required: High School Diploma or general education degree (GED)
• PREFERRED: Associate's Degree in business or related field

Benefits

• Outstanding Medical, Dental, and Vision Insurance
• 401(k) matching
• Employee Stock Ownership Plan
• Paid Time Off
• Paid Holidays
• Flexible Spending Account
• Pet Insurance

Waterstone Bank is an equal opportunity employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, veteran status, genetic information, sexual orientation, gender identity, or any other characteristic protected by law.