Underwriting Consultant, National Accounts Property, Shared & Layered

At CNA, we strive to create a culture in which people know they matter and are part of something important, ensuring the abilities of all employees are used to their fullest potential. CNA offers a comprehensive and competitive benefits package to help employees and their family members achieve their physical, financial, emotional, and social wellbeing goals. For details, view our Candidate Guide.

About the role

When you join the National Accounts Property team, you are responsible for the overall management, business development, analysis, and monitoring of a highly complex book of business. You will be recognized as a technical expert in underwriting shared & layered property policies for the National Accounts team. This hybrid role is located in either Atlanta, GA, Charlotte, NC, or Lake Mary, FL, where you will have the ability to grow your market presence throughout your assigned region.

Depending on experience and qualifications, candidates may be hired into one of three Underwriter positions: Underwriting Specialist, Underwriting Consultant, or Underwriting Consulting Director. Typically requires 3–10+ years of related experience.

Responsibilities

• Work on highly complex underwriting risks employing diagnostic and systematic analysis to assess acceptability.
• Develop specialized endorsement language for highly complex risk.
• Determine appropriate pricing of complex risks for assigned book of business based on financial and competitive analysis in line with compliance requirements, with little oversight needed from superiors.
• Make recommendations on underwriting policy and pricing strategy.
• Analyze quality, quantity, and profitability of highly complex risks underwritten; prepare and present reports to management.
• Market products and services through agencies or the brokerage community and make field visits.
• Develop and maintain agency and/or broker relationships with large producers within the assigned territory to reach positive and profitable outcomes on complex, high-risk business.
• Keep current on state/territory issues and regulations, industry activity, and trends; may participate in industry trade groups.
• Mentor and guide less experienced underwriters to assist in the development of underwriting training.
• Utilize advanced functionality in relevant CNA systems to perform day-to-day activities.
• Responsible for special underwriting projects and presentations.

Requirements

• Advanced technical expertise, underwriting skill, and high level of knowledge of insurance and underwriting principles, practices, and procedures.
• Strong communication, negotiation, and presentation skills.
• Ability to effectively interact with all levels of CNA’s internal and external business partners.
• Advanced analytical and problem-solving skills, with the ability to manage and prioritize multiple projects.
• Ability to deal with ambiguous situations and issues.
• Creativity in resolving unique and challenging business problems.
• Knowledge of Microsoft Office Suite and other business-related software.
• Demonstrated leadership skills.
• Bachelor’s degree or equivalent experience; professional designations preferred.
• Typically, a minimum of 5+ years of underwriting experience.