Underwriting Associate - Large Accounts

At EMC, we’re all about working together to make an impact. As part of our team, you’ll have the opportunity to grow, contribute, and gain experience that matters. We strive to be caring leaders, close partners, and responsive experts—always supporting each other to do our best work. Join us, and let’s improve lives together. This position is eligible to work from home anywhere in the United States** As a Large Accounts Underwriting Associate, you'll help drive profitable growth by supporting the underwriting of complex commercial accounts, analyzing risks, and delivering exceptional service to agents and brokers. Working closely with underwriters and business partners, you'll contribute to strategic account decisions, strengthen agency relationships, and help position EMC's Large Accounts portfolio for long-term success. Essential Functions Lead renewal preparation for an assigned portfolio, supporting profitability, retention, and pricing objectives.Evaluate account risk profiles and determine renewal eligibility according to underwriting guidelines.Identify items outside authority and prepare analysis to support approval decisions.Ensure submission quality by validating classifications, reviewing loss runs, and coordinating rating activities.Receive, triage, and prepare new business submissions for underwriter evaluation.Apply underwriting-directed pricing updates and assemble proposal materials for review.Build strong relationships with agents and brokers to support retention and new business growth.Serve as a primary contact for agent inquiries, resolving endorsement, renewal, and policy-related issues.Review and approve endorsements, reinstatements, and cancellations within established authority.Assess the impact of policy changes by analyzing coverage, claims history, and loss experience.Partner with internal teams to deliver timely solutions for agents and insureds.Provide operational and underwriting support while developing expertise in EMC's underwriting appetite, tools, and systems. Education & Experience Associate degree or equivalent relevant experienceOne year of insurance industry experience or related experienceExperience supporting large commercial accounts, including $500K+ premium accounts, loss-sensitive programs, and complex risk exposures, strongly preferredBachelor’s degree may be considered in lieu of the insurance industry experience requirement Knowledge, Skills, & Abilities Attention to detail and accurate data entry skillsGood personal computer skills with proficiency in Microsoft productsGeneral knowledge of insurance terminologyGood problem-solving and decision-making skillsExcellent customer service and communication skillsStrong organizational and time management skillsStrong negotiation skillsAbility to work in a team setting as well as independentlyOccasional travel; a valid driver’s license with an acceptable motor vehicle report per company standards required if driving The hiring salary range for this position will vary based on geographic location, falling within either of the following: $51,201 - $70,730 or $56,581 - $77,796 A hiring range represents a subset of the full salary range. The actual salary will depend on several factors, including relevant education, skills, and experience of an applicant, geographic location, and business needs. For information relating to the benefits EMC Team Members receive as part of a comprehensive rewards package, please visit www.emcins.com/careers. Our employment practices are in accordance with the laws that prohibit discrimination due to race, color, creed, sex, sexual orientation, gender identity, genetic information, religion, age, national origin or ancestry, physical or mental disability, medical condition, veteran status, active military status, citizenship status, marital status or any other consideration made unlawful by federal, state, or local laws. All of our locations are tobacco free including in company vehicles.