Underwriting Associate

About the role

The Underwriting Associate is an early‑experience underwriting role designed to support the development of underwriting professionals through practical experience and formal learning. Associates are embedded directly within an underwriting team from day one and learn the craft through hands‑on involvement in underwriting work. In this role, Underwriting Associates develop core underwriting skills by working alongside experienced underwriters, gaining exposure to risk assessment, pricing, and coverage evaluation while building sound judgment and technical capability. Learning is practical, collaborative, and closely tied to real business outcomes, complemented by structured onboarding and select shared learning experiences alongside a cohort of your colleagues.

Responsibilities

• Learn and apply underwriting fundamentals, including risk assessment, pricing, coverage terms and conditions, and policy forms, through hands‑on work alongside experienced underwriters
• Support quoting and binding activities under supervision to start, including preparing underwriting analysis, summaries, and file documentation
• Partner with brokers and internal colleagues to support underwriting workflows, communicate clearly and professionally, and assist with follow‑ups and information gathering
• Maintain underwriting file quality and data hygiene, including tracking exposures, documenting decisions, and following through on assigned actions
• Practice disciplined, supported decision‑making aligned with underwriting guidelines, risk appetite, and portfolio strategy, with guidance from underwriting leadership
• Use Excel and core underwriting systems to analyze accounts, support portfolio views, and build foundational analytical skills

Growth & Development (First Year)

• Manager‑led, business‑embedded learning within your assigned underwriting team
• Frequent coaching and feedback from underwriters focused on technical skill development, judgment, and readiness for greater responsibility
• Access to HR‑supported onboarding, learning resources, and a flexible technical training catalog
• Exposure to Claims, Corporate Underwriting, and other internal partners through business needs and collaboration
• Progressive expansion of responsibility based on demonstrated capability, performance, and development

Team Locations

We are hiring one candidate for each of the following teams:

• Financial Lines: Potential locations — Atlanta or Chicago. The team provides specialized insurance solutions for complex management and professional liability risks through disciplined underwriting, strong broker partnerships, and a focus on client service.
• Surety: Potential locations — New York, Philadelphia, Princeton, or Charlotte. The team is building a differentiated Contract and Commercial Surety platform with significant capacity to handle bonds and accounts of all sizes, from small and emerging companies to large co‑surety placements.
• Public Entity Risk Solutions (PERS): Potential locations — San Francisco, Chicago, Atlanta, Philadelphia, Princeton, New York City, or Hartford. The team brings more than 40 years of expertise serving public entities including municipalities, transit agencies, educational institutions, and nonprofit organizations, providing reinsurance, admitted, and non‑admitted insurance solutions across casualty and property lines.

Requirements

• Bachelor’s degree in Risk Management, Insurance, Actuarial Science, Mathematics, Statistics, Economics, Finance, Accounting, Business Administration, Business Analytics, or a related field
• At least one prior internship with a meaningful degree of responsibility or equivalent work experience
• Strong analytical and critical‑thinking skills with attention to detail
• Functional knowledge of Microsoft Office (Excel, Word, PowerPoint)
• Strong written, verbal, and interpersonal communication skills
• Ability to work effectively in a team‑oriented, fast‑paced environment
• Highly organized, adaptable, self‑directed, and resourceful

Preferred Qualifications

• Exposure to insurance, underwriting, financial analysis, or commercial casualty
• Demonstrated ability to manage priorities, follow through on assignments, and learn complex concepts
• Service‑oriented mindset with a collaborative approach

Pay

The salary range for this role is expected to pay $70,000–$75,000 for newly hired employees, plus opportunity for company bonus based upon a percentage of eligible pay. Salary may fluctuate depending upon location and is adjusted to reflect varying market conditions. Factors that may determine actual salary include specific skills, years of experience, and comparison to other employees already in this role.

Benefits

• Health insurance coverage
• Employee wellness program
• Life and disability insurance
• 401(k) match
• Retirement savings plan
• Paid holidays
• Paid time off (PTO)