Underwriter IV - Commercial
PNC · Cleveland, OH · 3 wk ago
On-siteFinance$91k–$169k/yrFull-time
We need to output HTML fragment with sections: h3 headings for sections present: About the role? The posting includes Position Overview, Job Description, Qualifications, Benefits, Pay Transparency (Pay), maybe Schedule? No schedule info. Also maybe "Work Experience" etc but we follow headings: About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule. We need to include only sections with real content.
We have Position Overview (could map to About the role). Job Description (Responsibilities). Qualifications (Qualifications). Preferred Skills (Skills). Benefits (Benefits). Pay Transparency (Pay). No schedule.
We must not repeat job title as heading. No Job ID etc.
We need to preserve all substantive info, remove boilerplate: cookie/navigation/legal/EEO/equal-opportunity/scam-warning boilerplate, duplicated lines, application instructions. Also remove disability accommodations statement? That's legal/EEO? It's accommodation statement; likely considered boilerplate? The instruction: remove cookie/navigation/legal/EEO/equal-opportunity/scam-warning boilerplate, duplicated lines, and application instructions. The disability accommodations statement is legal? Might be considered accommodation statement; but it's not EEO. Might keep? It's about accommodation request; could be considered legal. Safer to remove? The instruction says remove legal boilerplate. So remove Disability Accommodations Statement, EEO, California Residents, etc. Also remove "Application Window" maybe considered application instructions? It's about posting duration; could be considered application instruction? Might remove. Also remove "PNC Employees take pride..." that's part of qualifications? It's values; could be part of Qualifications? Might keep as part of Qualifications? It's under Qualifications section? Actually after Qualifications heading they list "Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role." Then they list "PNC Employees take pride..." That's part of Qualifications? It's values/competencies. Might be considered part of Qualifications. We'll keep as part of Qualifications prose.
We need to use
- for any list of duties/requirements/benefits. So for responsibilities list, we need to convert the job description sentences into list items. Similarly for qualifications list (education, experience, certifications). For skills list (Preferred Skills, Competencies). For benefits list.
We must preserve all substantive info; not invent or summarize away detail. So we need to include all details from the posting, but we can format as lists.
Let's extract sections:
Position Overview / About the role:
- At PNC, our people are our greatest differentiator... (the paragraph about culture)
- As an Underwriter IV - Commercial within PNC's Regional Credit Products Group organization, you will be based in Cleveland, OH.
- PNC is an in-office company that fosters a supportive culture where employees can thrive and achieve balance.
- We encourage candidates to connect with their recruiter and hiring manager to understand workplace expectations and ensure the role aligns with their goals.
- PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.
That's the overview.
Job Description / Responsibilities:
List each sentence:
- Works autonomously.
- Exercises exception and elevated approval authority.
- Prepares offerings for all types of transactions at any level of complexity or in management of a portfolio as assigned.
- Interacts with internal/external customers.
- Provides recommendations for credit structuring.
- Serves as a subject matter expert for certain asset classes, and may lead the department on special projects or assignments.
- Coaches, mentors, and assists others on best practices and processes.
- Using independent judgment to identify risks and mitigants, prepares offerings and/or scorecards, such as risk ratings, by analyzing credit, collateral strength and financial worthiness of loan/transaction parties.
- If relevant, performs ongoing credit risk management for assigned portfolio.
- Coaches and/or reviews the work of other underwriters and fills in for manager as required.
- Contacts internal/external customers and other parties as appropriate to gather information and to clarify inconsistent, incorrect or missing information.
- Performs relevant pre-approval and post-approval activities.
- Identifies and/or confirms all external regulatory requirements.
- Ensures internal policies/procedures are followed.
- Makes recommendations on credit decisions or makes credit decisions directly, as appropriate.
Qualifications / Requirements:
- Roles at this level typically require a university / college degree, with 5+ years of industry-relevant experience.
- Specific certifications are often required.
- In lieu of a degree, a comparable combination of education and experience (including military service) may be considered.
- PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:
- Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
- Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.
Also there is a "Qualifications" heading earlier: "Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position." Then sub-sections: Preferred Skills, Competencies, Work Experience, Education, Certifications, Licenses, Language Assessments.
We need to capture all that.
Preferred Skills:
- Credit Decisions
- Decision Making
- Financial Analysis
- Identifying Risks
- Process Improvements
- Results-Oriented
- Risk Assessments
Competencies:
- Accuracy and Attention to Detail
- Coaching Others
- Credit Analysis and Verification
- Decision Making and Critical Thinking
- Effective Communications
- Financial Analysis
- Knowledge of Underwriting
- Managing Multiple Priorities
- Office Support Tools
- Operational Functions
Work Experience:
- Roles at this level typically require a university / college degree, with 5+ years of industry-relevant experience.
- Specific certifications are often required.
- In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.
Education:
- Bachelors
Certifications:
- No Required Certification(s)
Licenses:
- No Required License(s)
Language Assessments:
- No Required Or Preferred Language Assessments
Pay Transparency:
- Base Salary: $91,000.00 – $169,000.00
- Salaries may vary based on geographic location, market data and on individual skills, experience, and education.
- This role is incentive eligible with the payment based upon company, business and/or individual performance.
Benefits:
- medical/prescription drug coverage (with a Health Savings Account feature)
- dental and vision options
- employee and spouse/child life insurance
- short and long-term disability protection
- 401(k) with PNC match, pension and stock purchase plans
- dependent care reimbursement account
- back-up child/elder care
- adoption, surrogacy, and doula reimbursement
- educational assistance, including select programs fully paid
- a robust wellness program with financial incentives
- maternity and/or parental leave
- up to 11 paid holidays each year
- 9 occasional absence days each year, unless otherwise required by law
- between 15 to 25 vacation days each year, depending on career level; and years of service.
We also have "Application Window" but we should remove as application instructions.
Now we need to decide which sections to output.
We have About the role (position overview). Responsibilities (job description). Qualifications (maybe combine requirements and qualifications). Skills (preferred skills and competencies). Benefits. Pay.
We should not create sections with filler. Ensure each heading has content.
We'll output:
About the role
... paragraphs ...
Responsibilities
- ... each responsibility ...
Qualifications
... maybe combine the qualification statements and values? Could also split into
- for requirements and values? The instruction: use
- for any list of duties/requirements/benefits. So for qualifications we can list requirements as list items. The values (Customer Focused, Managing Risk) could be list items as well.
We'll create
- for qualification requirements and values.
Skills
We have Preferred Skills and Competencies; could combine into one list or separate? Probably combine into one list under Skills.Benefits
- list.
Pay
salary range and incentive eligibility. We must not include Schedule. Now we need to ensure we preserve all substantive info. Let's craft the HTML. We'll need to escape any HTML special characters? Not needed. Let's write. About the role paragraph: combine the overview sentences into maybe two paragraphs? Could be one
with multiple sentences. We'll do:
At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company’s success. As an Underwriter IV - Commercial within PNC's Regional Credit Products Group organization, you will be based in Cleveland, OH. PNC is an in-office company that fosters a supportive culture where employees can thrive and achieve balance. We encourage candidates to connect with their recruiter and hiring manager to understand workplace expectations and ensure the role aligns with their goals. PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.
Responsibilities list: each bullet. Qualifications list: include: - Roles at this level typically require a university / college degree, with 5+ years of industry-relevant experience. - Specific certifications are often required. - In lieu of a degree, a comparable combination of education and experience (including military service) may be considered. - Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions. - Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework. Also maybe include the line "Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position." That's more intro; could be included as a p before list? But we already have heading Qualifications; we could include a short p then list. However instruction: usefor prose. So we can have a
for that introductory sentence, then
- for list.
Similarly for Skills: we could have a
intro then list. But we must not create empty sections. Let's structure:
About the role
...
Responsibilities
- ...
Qualifications
Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position.
- ...
Skills
Preferred Skills:
- ...
Competencies:
- ...