Underwriter III Government

Role Overview

The Underwriter III is a high-impact role responsible for evaluating mortgage loan documentation to determine if the borrower and property meet specific standards. At MSF, we are committed to supporting borrowers who may have been declined elsewhere, which is why we manually underwrite approximately 70% of our loans.

Essential Duties

• Expert Analysis: Perform rigorous analysis of loan files to ensure full compliance with company, investor, and government guidelines.
• Manual Underwriting: Review credit packages and collateral for residential loans to ensure the delivery of an "investor-quality" product, focusing on manual approvals.
• Collaboration: Serve as a subject matter expert for Processors and Loan Officers, providing timely guidance on interpretations and specific file resolutions.
• Decision Making: Clearly and promptly communicate loan decisions (approval, suspense, or denial) to all relevant parties.
• Reliability: Maintain consistent production goals and a high degree of accuracy, even during peak periods which may require extended hours (evenings and weekends).
• Communication: Work closely with all internal teams to promote a seamless loan process and superior customer service.