Underwriter II, General Construction

About the role

This is a production underwriting position responsible for marketing, underwriting, and processing assigned lines of business. This is a 100% in-office role requiring on-site work at a designated company office during standard business hours.

Responsibilities

• Review and price policies to verify acceptability based upon company underwriting guidelines and granted underwriting authority.
• Utilize underwriting tools to determine accurate classifications, rates, and premium charges.
• Interact in person, via email, and by phone with brokers to obtain further risk-specific details, negotiate terms and pricing, and explain company positions.
• Manage assigned portfolio in underwriting territory, including the performance (GWP, loss ratio) of assigned brokers.
• Create, analyze, and interpret data from various reports/dashboards.
• Complete underwriting analysis and maintain complete underwriting file.
• Resolve audit disputes within assigned territory.
• Review state laws, including cancellation and non-renewal, within assigned territory to properly transact business within the state.
• Participate in educational sessions within the department.

Requirements

• Bachelor’s degree and three-plus years of related insurance experience and/or equivalent combination of education.
• Three years of underwriting experience with authority, preferably in FI lines.
• Proven track record of driving profitable growth.
• Advanced knowledge of computer programs, including Word, Excel, and Outlook.
• Demonstrates an understanding and ability to effectively engage in the negotiation process.
• Strong oral and written communication skills.
• Previous insurance educational work, IIA and CPCU designation preferred.
• Detail-oriented with initiative and the ability to work independently in a fast-paced environment.
• Excellent analytical skills.
• Ability to travel.
• Must be legally authorized to work in the United States; sponsorship for employment visas is not available at this time.

Pay

• Richmond & Omaha: $74,052 - $121,992
• Chicago, Houston & Albany: $81,294 - $134,232
• Los Angeles & New York City: $88,842 - $146,472

In addition to base salary, this position is eligible for an annual bonus based on company and individual performance.

Benefits

• Health, dental, and vision insurance
• 401(k) with company match
• Paid time off
• Professional development opportunities

We offer a competitive compensation package, performance-based incentives, and a comprehensive benefits program.