Underwriter

About the role

Under supervision, makes underwriting recommendations and decisions to protect the financial assets of the company and the carrier. Reviews proposal requests to evaluate, classify, and rate each risk to determine acceptability, coverage, and pricing. Establishes, maintains, and develops producer relationships. This position has defined underwriting authority and business development responsibility.

Key Responsibilities

• Meet annual company goals for profitability, renewal retention, revenue growth, and new business production.
• Evaluate risk acceptability within established guidelines and set appropriate rates and factor levels.
• Analyze proposed plan changes to acceptability and cost.
• Work in conjunction with the sales department to follow-up on quoted cases.
• Communicate with third-party administrators/brokers to answer questions, explain decisions, deal with issues, build, and maintain productive relationships.
• Respond appropriately and in a timely manner to service requests.
• Complete requests for proposal (RFPs) in a timely manner and follow-up for status and competitive numbers.

What You Bring

• 4 Year / Bachelor's Degree in Business Administration, Accounting, Finance, a related field, or the equivalent education and/or experience.
• 2 years of preferred relevant experience in Stop Loss underwriting.
• Preferred work towards Certified Employee Benefits Specialist (CEBS), Fellow of the Life Management Institute (FLMI), or Chartered Life Underwriter (CLU) certification(s).
• Possess and have ability to apply knowledge of principles, practices, and procedures.
• Solid written and verbal communication skills with an emphasis on confidentiality, tact, and diplomacy.
• Advanced organizational and analytical skills; demonstrated ability to manage multiple tasks simultaneously.
• Knowledgeable of industry changes, legal updates, and technical developments related to applicable area of the Company's business to proactively respond to changing business environment.
• Intermediate proficiency and experience using Microsoft Office package (Excel, Access, PowerPoint, Word).
• Collaboration skills and ability to work on a team.
• Adaptability and willingness to learn.
• Strong organizational skills.
• Preferred: previous knowledge and experience using Young Consulting’s ESLOffice or equivalent.

What We Offer

• Competitive salary and comprehensive benefit package.
• A strong learning culture with ongoing development opportunities.
• Opportunities for growth and career advancement.
• Comprehensive medical, vision, and dental coverage, with eligibility beginning on your first day of employment.
• Basic life and disability insurance.
• 201k plan with 6% company match.
• 20 days of PTO, two floating holidays, approximately 11 paid holidays, and volunteer time off.
• Paid parental leave.
• Access to our award-winning wellness program, including mental health services, fitness network membership, and a complimentary Headspace subscription.
• Student loan matching program.
• Employee discount program.
• An opportunity to do meaningful work and love what you do.

About Us

Tokio Marine HCC is a leading specialty insurance group with offices in the United States, the United Kingdom, Europe, and other exciting locations. With the strength and stability that comes from being a member of the Tokio Marine Group, and more than fifty years of growth, profitability, and stability, we offer important insurance products that most people don’t even know exist. Every policy we write is special, enabling our clients to do amazing things. For over 50 years, HCC Life Insurance Company, operating as Tokio Marine HCC – A&H Group, has been at the forefront of medical stop loss insurance. In addition to traditional stop loss, we offer captive and Taft-Hartley stop loss solutions, level funded stop loss, Organ & Tissue Transplant insurance and MedPlus insurance. Tokio Marine HCC – A&H Group is rated A++ (Superior) by A.M. Best Company and benefits from the financial stability of its parent company, Tokio Marine HCC.