Underwriter

About the role

The Underwriter will bring a positive attitude and energy to the team. They will ensure excellent service, product knowledge, and present the best possible coverage options to new and existing clients. The role involves applying and interpreting underwriting guidelines and rating rules in evaluating and pricing risks, contributing to business profitability, and providing ongoing service and account maintenance for multiple programs and/or products.

Responsibilities

• Applies and interprets underwriting guidelines & rating rules in the evaluation and pricing of a commercial insurance risk.
• Contributes to the profitability of the business through the underwriting of new and renewal applications.
• Determines appropriate coverages and rates and prepares quote documents.
• Makes logical and precise recommendations to the carrier when required.
• Provides ongoing service and account maintenance for multiple programs and/or products.
• Affords assistance with projects as needed.
• Ensures that all regulatory, compliance, and transparency requirements are met and complies with all internal policies and procedures.
• Manages workload within established service levels and/or production requirements.
• Handles less complex accounts typically for one P&C program.
• Works within pre-stated rating structures as defined by the carrier.

Requirements

• Insurance Industry experience preferred
• High School Diploma
• Property and Casualty Licensed or pass licensing test within 1 year
• Proficient in MS Excel and Word
• Works well in team-based environment with a positive attitude
• Excellent written and verbal communication skills
• Excellent organizational and time-management skills to handle multiple tasks in a fast-paced environment