Trust Settlement Officer

We need to produce HTML fragment with sections: About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule. Only include sections that have real specific content. The posting includes: - Intro paragraph: "Your opportunity At Schwab, you’re empowered..." That's about the role? Could be "About the role". We'll put that in

About the role

with

containing that paragraph. - Then description of role: "As a Trust Settlement Officer, you will play a key role..." That's responsibilities. So we can have

Responsibilities

with

• items. - Required Qualifications: list of bullet points. That's Requirements/Qualifications. Could combine? The instruction: Use headings for sections like About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule. We can have both Requirements and Qualifications if content distinct. But we have "Required Qualifications" list and "Preferred Qualifications" list. Could treat Required Qualifications as Requirements, Preferred Qualifications as Qualifications? Or maybe Requirements = Required Qualifications, Qualifications = Preferred Qualifications. We'll do that. - Skills: maybe we can extract from required/preferred but we might not have separate skills section. Could combine? But we should only include sections with real specific content. If we don't have explicit skills list, we could omit Skills section. - Benefits: there is a paragraph about benefits: "In addition to the salary range, this role is eligible for bonus or incentive opportunities." Then later "What’s in it for you At Schwab..." with list of benefits. So we have benefits content. - Pay: there is mention of salary range? Not given explicitly; only "In addition to the salary range, this role is eligible for bonus or incentive opportunities." No actual numbers. So we should not create Pay section because no specific pay info. - Schedule: mention of in-office collaboration, hybrid work flexibility. There's description: "We believe in the importance of in-office collaboration and fully intend for the selected candidate for this role to work on site in the specified location(s)." Also later: "Our Hybrid Work and Flexibility approach balances..." So we have schedule info: hybrid work, on-site expectation. That's specific enough to include Schedule section. Thus sections: About the role, Responsibilities, Requirements (Required Qualifications), Qualifications (Preferred Qualifications), Benefits, Schedule. We must not repeat job title as heading. No Job ID. We must use

  for section headings,

  • for any list of duties/requirements/benefits, and

    for prose. We need to preserve all substantive information, not invent or summarize away detail. Remove boilerplate: cookie/navigation/legal/EEO/equal-opportunity/scam-warning, duplicated lines, application instructions. There's a hashtag #SchwabBTSjobs maybe considered boilerplate? It's not navigation but could be considered metadata; we can drop it. We need to output only HTML fragment. Let's extract content. Intro paragraph: "Your opportunity At Schwab, you’re empowered to make an impact on your career. Here, innovative thought meets creative problem solving, helping us challenge the status quo and transform the finance industry together. We believe in the importance of in-office collaboration and fully intend for the selected candidate for this role to work on site in the specified location(s). Schwab’s Personal Trust Services organization delivers trust and fiduciary solutions that help clients and beneficiaries navigate important life events with confidence. As a Trust Settlement Officer, you will play a key role in guiding trust settlement activities, helping ensure assets are administered and distributed in accordance with governing documents, fiduciary obligations, and firm procedures. This role requires strong analytical thinking, attention to detail, and decision-making skills to evaluate legal and financial information, manage risk, and resolve complex trust settlement matters. You will collaborate with beneficiaries, attorneys, tax professionals, trust officers, and internal partners to coordinate settlement activities, support timely trust closures, and deliver a positive client experience. Success in this role comes from balancing multiple priorities, adapting to changing circumstances, applying sound judgment, and fostering effective relationships while navigating sensitive fiduciary and estate-related situations." We could split: first part about opportunity, then role description. But we can put all in About the role? Actually About the role could be the first paragraph about opportunity and organization. Responsibilities could be the bullet list of duties. Let's parse responsibilities: The sentences after "As a Trust Settlement Officer, you will play a key role..." include duties: guiding trust settlement activities, ensuring assets administered/distributed per governing docs, evaluating legal/financial info, managing risk, resolving complex trust settlement matters, collaborating with beneficiaries, attorneys, tax professionals, trust officers, internal partners to coordinate settlement activities, support timely trust closures, deliver positive client experience, balancing multiple priorities, adapting to changing circumstances, applying sound judgment, fostering effective relationships while navigating sensitive fiduciary and estate-related situations. We can break into bullet points. Required Qualifications list: - Demonstrated experience administering trust accounts and managing fiduciary relationships, typically gained through 5+ years of personal trust administration or related fiduciary experience. - Bachelor’s degree or higher - Strong knowledge of trust administration principles and practical experience administering trust accounts - Ability to read, interpret, and explain wills, trusts, and other legal documents - Strong understanding of estate, gift, and GST tax provisions, including funding formulas - Demonstrated ability to manage multiple priorities while maintaining accuracy, documentation quality, and follow-through - Strong communication and interpersonal skills with the ability to work effectively with beneficiaries, estate attorneys, executors, personal representatives, tax partners, and internal stakeholders Preferred Qualifications list: - Experience administering trusts governed by Delaware and Nevada law - Experience with inherited IRAs and trusteed IRAs - Experience preparing or coordinating estate notices, tax filings, receipt and release documents, and trust termination documentation - Demonstrated risk mitigation and decision-making skills when evaluating trust activity, distributions, and fiduciary matters - Strong organizational skills, attention to detail, and problem-solving abilities in a trust, estate, legal, or financial services environment - Ability to collaborate across trust, tax, legal, operations, and client-facing teams while adapting to changing priorities - Self-starter with the ability to work independently and contribute to special projects as needed Benefits: The "What’s in it for you" paragraph plus list: - At Schwab, you’re empowered to shape your future. We champion your growth through meaningful work, continuous learning, and a culture of trust and collaboration—so you can build the skills to make a lasting impact. - Our Hybrid Work and Flexibility approach balances our ongoing commitment to workplace flexibility, serving our clients, and our strong belief in the value of being together in person on a regular basis. - We offer a competitive benefits package that takes care of the whole you – both today and in the future: - 401(k) with company match and Employee stock purchase plan - Paid time for vacation, volunteering, and 28-day sabbatical after every 5 years of service for eligible positions - Paid parental leave and family building benefits - Tuition reimbursement - Health, dental, and vision insurance Also earlier: "In addition to the salary range, this role is eligible for bonus or incentive opportunities." That's about pay/incentive but we are not making Pay section because no specific salary. Could we include that as part of Benefits? It's about compensation. But we have no Pay section; maybe we could include that sentence in Benefits as part of compensation? However Benefits section is for benefits; we could add that line as a bullet under Benefits? It says "In addition to the salary range, this role is eligible for bonus or incentive opportunities." That's compensation detail. Since we are not making Pay section, we could incorporate that into Benefits as a bullet. But the instruction: "never create Pay/Schedule/Benefits sections unless the posting actually states them." Benefits are stated, so we can have Benefits section. The bonus/incentive is part of compensation; we could include it in Benefits as a bullet. That seems okay. Schedule: we have statements about in-office collaboration, hybrid work flexibility. So we can create Schedule section with bullets: expectation to work on site, hybrid work flexibility, regular in-person collaboration. Let's craft HTML. Structure:

    About the role

    Your opportunity At Schwab, you’re empowered to make an impact on your career. Here, innovative thought meets creative problem solving, helping us challenge the status quo and transform the finance industry together. Schwab’s Personal Trust Services organization delivers trust and fiduciary solutions that help clients and beneficiaries navigate important life events with confidence.

    Responsibilities

    • Guide trust settlement activities, ensuring assets are administered and distributed in accordance with governing documents, fiduciary obligations, and firm procedures.
    • Evaluate legal and financial information, manage risk, and resolve complex trust settlement matters using strong analytical thinking, attention to detail, and decision‑making skills.
    • Collaborate with beneficiaries, attorneys, tax professionals, trust officers, and internal partners to coordinate settlement activities, support timely trust closures, and deliver a positive client experience.
    • Balance multiple priorities, adapt to changing circumstances, apply sound judgment, and foster effective relationships while navigating sensitive fiduciary and estate‑related situations.

    Requirements

    • Demonstrated experience administering trust accounts and managing fiduciary relationships, typically gained through 5+ years of personal trust administration or related fiduciary experience.
    • Bachelor’s degree or higher.
    • Strong knowledge of trust administration principles and practical experience administering trust accounts.
    • Ability to read, interpret, and explain wills, trusts, and other legal documents.
    • Strong understanding of estate, gift, and GST tax provisions, including funding formulas.
    • Demonstrated ability to manage multiple priorities while maintaining accuracy, documentation quality, and follow‑through.
    • Strong communication and interpersonal skills with the ability to work effectively with beneficiaries, estate attorneys, executors, personal representatives, tax partners, and internal stakeholders.

    Qualifications

    • Experience administering trusts governed by Delaware and Nevada law.
    • Experience with inherited IRAs and trusteed IRAs.
    • Experience preparing or coordinating estate notices, tax filings, receipt and release documents, and trust termination documentation.
    • Demonstrated risk mitigation and decision‑making skills when evaluating trust activity, distributions, and fiduciary matters.
    • Strong organizational skills, attention to detail, and problem‑solving abilities in a trust, estate, legal, or financial services environment.
    • Ability to collaborate across trust, tax, legal, operations, and client‑facing teams while adapting to changing priorities.
    • Self‑starter with the ability to work independently and contribute to special projects as needed.

    Benefits

    • At Schwab, you’re empowered to shape your future through meaningful work, continuous learning, and a culture of trust and collaboration.
    • Hybrid Work and Flexibility approach balances workplace flexibility, client service, and the value of regular in‑person collaboration.
    • Competitive benefits package including 401(k) with company match and employee stock purchase plan.
    • Paid time for vacation, volunteering, and a 28‑day sabbatical after every 5 years of service for eligible positions.
    • Paid parental leave and family building benefits.
    • Tuition reimbursement.
    • Health, dental, and vision insurance.
    • Eligible for bonus or incentive opportunities in addition to the salary range.

    Schedule

    • Role requires on‑site work at the specified location(s) with an emphasis on in‑office collaboration.
    • Hybrid work flexibility