Treasury Manager

About the role

The Treasury Manager, Risk Capital at Upstart, will manage the portfolio of investments, track their performance, value, and risk, and run the hands-on, deal-by-deal process and reporting. They will also lead the automation roadmap and mentor two junior analysts.

Responsibilities

• Run the monthly process end-to-end with operational excellence — performance reporting and settlement for each investment.
• Calculate and stand behind the amounts owed between Upstart and each investor every month, and work with our investor-facing team to settle them.
• Monitor the portfolio’s performance, value, and risk across all investments, and surface what matters to Finance and Treasury leadership.
• Partner across Capital Markets, Accounting, Treasury, Audit, and our investor-facing team to bring on new deals and answer investors' questions on performance and settlements.
• Lead the automation that modernizes how the team works with AI enablement.
• Mentor two junior analysts on the analysis, the modeling, and the judgment behind the numbers.

Requirements

• Bachelor’s degree, or equivalent practical experience, in finance, economics, mathematics, engineering, or a related quantitative field.
• 5+ years of experience in investment management, portfolio management, structured finance, or capital markets.
• Demonstrated experience building and auditing cash-flow or financial models in spreadsheets.
• Experience querying and analyzing data with SQL or a comparable query language.

Preferred Qualifications

• Experience with consumer loans, asset-backed or whole-loan investments, or marketplace lending (e.g., personal, auto, or home-equity loans).
• Proficiency with Python and hands-on use of AI tools to automate analysis, modeling, or reporting.
• Familiarity with how returns are shared across different deal structures, and with monitoring investment performance and risk.
• Experience supporting investor relationships, settlements, or reporting for institutional investors.
• Ability to explain complex deals and numbers in plain language for senior leaders and investors.
• Experience leading process-improvement or automation initiatives within a finance or analytics function.

Pay

The anticipated base salary for this position is expected to be within the range of $133,400 - $212,300 USD. Your actual base pay will depend on your geographic location.

Schedule

This role is available Remote.