Transaction Banking, Liquidity & Account Management Lead, Vice President

Key Responsibilities

• Product Strategy & Lifecycle Management
  • End-to-End Ownership: Help to define the multi-year strategic Liquidity product roadmap ensuring alignment with broader corporate treasury and transaction banking goals.
  • Innovation & Development: Prioritize commercialization of new liquidity features, yield structures, and digital capabilities to maintain market competitiveness.
  • Lifecycle Management: Monitor product health, usage metrics, and client feedback to continuously optimize, simplify, or decommission legacy offerings.
• Financial & P&L Management
  • P&L Accountability: Drive the financial performance of the liquidity portfolio, optimizing Net Interest Margin (NIM), balance sheet stability, and overall deposit profitability.
  • Regulatory, Compliance & License to Operate: Ensure all liquidity products strictly comply with US federal and state regulations, as well as international standards governing deposit-taking institutions.
  • Risk & Governance: Maintain a robust risk management framework, proactively identifying and mitigating operational, conduct, and market risks associated with deposit portfolios.
  • Audit & Regulatory Engagement: Act as the primary Subject Matter Expert (SME) for internal audits, risk committees, and external regulatory reviews concerning the liquidity product suite.
• Coverage Interface & Client Solutions
  • Sales Enablement: Partner closely with Relationship Managers and Coverage teams to structure bespoke liquidity and yield-enhancement solutions for high-value clients.
  • Market Intelligence: Conduct regular competitor analyses and market research to identify emerging treasury trends, client pain points, and new business opportunities.

Qualifications & Experience

• Education: Bachelor’s degree in Finance, Economics, Business Administration, or a related field; MBA, CFA, or CTP (Certified Treasury Professional) designation is highly preferred.
• Experience: 10+ years of experience in Transaction Banking, Corporate Treasury, or Liquidity Product Management, with at least 5 years in a senior leadership capacity.
• Product Expertise: Deep, hands-on knowledge of DDA structures, fixed/floating term deposits, notice accounts, sweep products, and yield-curve dynamics.
• Regulatory Knowledge: Strong understanding of US banking regulations (e.g., Basel III, LCR, NSFR, Regulation D) and their impact on corporate deposits.
• Financial Acumen: Proven track record of managing a product P&L, balance sheet optimization, and complex pricing models.
• Leadership: Exceptional stakeholder management skills with a demonstrated ability to influence cross-functional teams across Coverage, Risk, Compliance, Operations, and Technology.

About Goldman Sachs

We are a leading global investment banking, securities and investment management firm. Founded in 1869, we are committed to fostering and advancing diversity and inclusion in our own workplace and beyond. We are dedicated to providing our people with valuable and competitive benefits and wellness offerings.

Pay Range

The expected base salary for this New York, NY, United States-based position is $125000-$250000. In addition, you may be eligible for a discretionary bonus if you are an active employee as of fiscal year-end.

Benefits

Goldman Sachs is committed to providing our people with valuable and competitive benefits and wellness offerings, as it is a core part of providing a strong overall employee experience.