Title Examiner
Compeer Financial · Sun Prairie, WI · 3 wk ago
$52k–$74k/yrFull-time
Compeer Financial is a member-owned cooperative located in Illinois, Minnesota and Wisconsin. We bring together team members with a variety of backgrounds and experiences to help provide financial services to support agriculture and rural communities.
Benefits
- Hybrid model – up to 50% work from home
- Flexible schedules including ample flexibility in the summer months
- Up to 9% towards 401k (3% fixed Compeer contribution plus up to 6% match)
- Medical, dental, vision, HSA/FSA, life & AD&D insurance, short-term and long-term disability, wellness program & EAP
- Vacation, sick leave, holidays/floating holidays, parental leave, and volunteer paid time off
- Learning and development programs
- Mentorship programs
- Cross-functional committee opportunities (e.g. Inclusion Council, emerging professional groups)
- Professional membership/certification reimbursement
Casual/seasonal & intern team members are not eligible for benefits except for state-mandated programs.
Where you will work
This position offers a hybrid option to allow for occasional remote work and is open to any Compeer office location in Wisconsin.
Responsibilities
- Researches the history of property, evaluating and issuing title insurance commitments in accordance with the appropriate state requirements.
- Prepares reports outlining restrictions and actions required to clear real estate titles by investigating and examining public and private records.
- Ensures documentation follows legal requirements, internal policies/procedures and organization’s security lien position.
- Works closely with internal team to respond to title questions and problems that may prevent a clear title.
- Keeps abreast of industry trends and developments through training.
- Searches, analyzes, and examines public records related to property being searched in applicable counties and systems.
- Analyzes legal description(s) and verifies accuracy and discrepancies and boundaries.
- Reviews plats/surveys and makes title requirement determination that pertain to the property being searched.
- Accesses and reviews if liens and judgments exist by evaluating public records, county court records, property tax records, and other relevant documents related to the property and titleholders’ names.
- Creates title commitments, policies, report of title and real estate transactional documents based on state statues and title industry standards.
- Reviews, analyzes and marks up title commitment(s) to insure lenders lien position.
- Collaborates with Title Underwriters to determine requirement and/or exceptions in issuance of title policy.
- Prepares search/examination sheet, title commitments, policies and report of title received from organizational workflow.
- Issues the final title policy by confirming a clear title through the review of recorded documents that adhere to underwriting standards and organizational policy.
- Completes Loan Certifications.
- Reviews the title application to ensure accurate information is placed within the title production software, follows up on additional information as needed.
- Provides exceptional service and communication to the parties involved in the loan transaction via phone, email or face to face that aligns with the mission and vision of the organization.
- Responds to requests in a timely and appropriate manner.
Requirements
- Associate’s degree in business administration, legal, finance or related field; or an equivalent combination of education and experience sufficient to perform the essential functions of the job.
- Ability to obtain Title Insurance Producer License (MN), Title License (WI) or Title Industry Designation (IL) within 6 months of hire date into position.
- General knowledge of real estate laws (Illinois, Minnesota, Wisconsin) including title insurance endorsements, regulatory statutes and requirements.
- Experience with gathering information from local and state government agencies.
- General understanding of real estate mapping/plats and interpreting legal descriptions.
- Strong analytical skills with attention to detail and accuracy.
- Skill in collection and processing detailed information in an accurate and thorough manner, attention to detail.
Pay
Base Pay $52,100 - $73,900 USD
This role is eligible for variable compensation and other benefits.