Testing & Monitoring Compliance Analyst II

About the role

The Testing and Monitoring Compliance Analyst II is responsible for evaluating and executing complex compliance reviews across key business operations. This position collaborates in the development and enhancement of compliance testing and monitoring programs, exercising independent judgment to assess legal and regulatory risk exposure, identify control weaknesses, and provide recommendations that support regulatory compliance and risk mitigation.

Responsibilities

• Independently plans, coordinates and executes compliance testing and monitoring reviews using established methodologies, sampling standards and regulatory guidance to evaluate adherence to applicable laws, regulations and internal policies.
• Maintains proficiency in both compliance testing and compliance monitoring disciplines and may routinely transition between the two functions to support departmental priorities, risk‑based review schedules, staffing needs, and emerging regulatory concerns.
• Analyzes complex compliance data, determines root‑cause vulnerabilities, and formulates independent findings.
• Authoritatively recommends systemic process modifications and corrective‑action plans to leadership.
• Develops, designs and enhances testing methodologies, risk‑assessment frameworks, and review protocols to adapt to evolving federal/state regulations and emerging operational risks.
• Directs and oversees issue‑remediation processes; evaluates the design and operational effectiveness of corrective‑action plans to ensure institutional risk is mitigated.
• Evaluates corrective actions and performs follow‑up reviews to validate effectiveness and completeness, ensuring issues are resolved and controls are strengthened.
• Acts as a department liaison during internal and/or third‑party compliance reviews by coordinating requests and providing documentation.
• Adheres to all corporate policies and procedures, as well as Federal and State regulations, including the Bank Secrecy Act and the Anti‑Money Laundering Act.
• Adheres to Service Excellence standards and promotes their implementation with peers and associates.
• Performs other duties as required.

Qualifications

• Bachelor’s degree from a four‑year college or university; or five or more years of related experience and/or training; or an equivalent combination of education and experience.
• In‑depth background in bank administration, operations, compliance and auditing.
• Educational experience applicable to the financial industry (in‑house training, formal schooling, or industry‑related curriculum).
• Excellent oral and written communication skills and strong organizational abilities.
• Demonstrated strong leadership abilities.
• Commitment to the organization’s goals and vision.
• Ability to communicate effectively with all levels of bank personnel and regulators.
• Detail‑oriented, versatile, and able to multi‑task.
• Strong familiarity with operational and administrative functions of a financial institution.
• Strong working knowledge of laws and regulations pertaining to financial institutions, with the ability to interpret and apply them.

Physical Demands / Work Environment

• Vision, hearing, speech, dexterity, and visual concentration required.
• Valid driver’s license is required.
• Ability to stand, walk, sit and use hands and fingers.
• Ability to work the hours and days required to complete essential functions.
• Professional office setting with standard office equipment.

Cognitive Requirements

• Learning, thinking, concentration, and ability to exercise self‑control.
• Ability to work in a customer‑relations environment.
• Close attention to detail and ability to work effectively as a team member.
• Effective interaction with co‑workers and customers, exercising diplomacy and self‑control.
• Ability to exercise discretion and appropriate judgment.
• Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.