Team Loan Originator NE

Essential Functions

• Marks and promotes Highland HomeLoans's financial products
• Handles loan volume as directed by each team loan originator in a timely and efficient manner
• Maintains working knowledge of Company products as well as private and Government insured mortgage guidelines
• Maintains customer interaction and interfaces with all parties involved on each individual loan from application to closing
• Counsels and pre-qualifies potential home buyers
• Collects and analyzes information regarding the customer’s income, assets, investments or debts
• Schedules appointments with potential customers for the team loan originator(s)
• Interacts and interfaces with all parties involved in each individual loan transaction from application to closing
• Obtains all necessary support documents including the appropriate fees and collects additional documents and promptly communicates loan status to all interested parties
• Obtains remaining or uncollected loan documentation after closing
• Negotiates terms and conditions of loans with customers
• Stays abreast of changes in rules and regulations pertaining to private and government insured mortgages
• Maintains a professional image and adheres to standards consistent with company policies and procedures
• Maintains customer service standards as outlined by management

Job Requirements

• High school diploma or equivalent and appropriate licenses as required by state
• One to two years of sales or mortgage banking experience preferred
• Valid driver’s license and current automobile liability insurance
• Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc.
• Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written
• An ability to quickly assess and process large amounts of information, and must be able to use designated technology
• Must continue to expand knowledge of issues influencing the industry and the organization
• Must be organized and detail-oriented and possess ability to prioritize work load based on loan volume
• Must be proficient in required origination technology and use of other office equipment
• Maintains confidentiality of borrower and/or company information