Team Loan Officer

Job Responsibilities

• Establish, develop, and maintain client referral relationships with Realtors, builders, Developers, CPA’s, and financial planners and make sales calls on potential or existing customers in order to develop new business and/or retain existing business.
• Meet with prospective borrowers, review and analyze credit and financial data, and determine the borrower’s financial objectives and goals.
• Cook up customer interaction and interface with all parties involved on each individual loan that is originated from application to closing.
• Provide friendly, accurate, professional service to borrowers and internal business partners by responding promptly to messages and correspondence.
• Keep informed of trends, changes, and developments in the local real estate market.
• To keep up-to-date with changing rules, regulations, and guidelines from FNMA, FHLMC, FHA, and VA in addition to other investors and agencies.
• To keep informed of all origination, processing, appraisal, underwriting, and closing requirements for both company and investor guidelines.
• Negotiate price, terms, and conditions with mortgages.
• Maintain a professional image and standards consistent with company policies and procedures.
• Follow through on all professional conditions and education requirements for licensure.
• Adhere to organizational procedures for loan processing.

Qualifications

• At least two years of loan origination experience is preferred.
• Bachelor’s degree preferred.
• Thorough understanding of the local real estate market and the mortgage industry.
• Thorough knowledge of mortgage lending requirements, regulations, and procedures for FHA, VA, and conventional loan programs.
• Ability to comprehend, analyze, and explain multiple, complex loan programs, financing options, and basic mathematic principles.
• Ability to work independently, exercise good judgment, demonstrate initiative, meet deadlines, and maintain poise under challenging circumstances.
• Ability to build long-term networking relationships fostering real estate lending business.
• Excellent interpersonal and communication skills, including presentation and facilitation skills.
• Strong multi-tasking, self-management, and self-motivating skills

Pay

The compensation for this position is fully commission based and determined by the individual’s production.

Schedule

Not specified.