SVP Consumer Lending
Community First Credit Union | Wisconsin · Neenah, WI · 1 wk ago
On-siteFinanceFull-time
Responsibilities
- Drive lending strategy and growth.
- Develop and execute consumer lending strategies to drive loan growth and profitability, analyze market trends and competitor offerings, and serve as an active participant on the Pricing Committee.
- Elevate lending operations.
- Oversee underwriting, processing, and servicing functions, ensure efficient workflows and a strong member experience, and monitor loan pipeline and funding performance.
- Safeguard the portfolio.
- Maintain sound underwriting standards and credit policies, ensure compliance with NCUA, DFI, and fair lending regulations, and monitor delinquency, charge-offs, and portfolio quality.
- Shape our product lineup.
- Design and improve consumer loan products, make recommendations on rates, terms, and promotions to remain competitive, and partner with Marketing on campaigns.
- Lead and develop top talent.
- Lead and develop lending managers and team members, set performance expectations and KPIs, and build a strong service culture.
- Own financial performance.
- Manage the lending budget and revenue targets, optimize loan yield while balancing risk, and report performance outcomes to senior leadership.
- Champion the member experience.
- Ensure an efficient and transparent lending process, improve digital lending capabilities, and address member feedback and service gaps.
- Bachelor's degree in Business, Finance, or a related field preferred.
- A combination of education and experience will be considered.
- 7+ years of progressive experience in consumer lending, banking, or credit unions.
- 5+ years in a senior leadership role.
- Several years of progressive responsibility in leadership or management roles.
- Strong background in underwriting, credit risk, and loan operations.
- Strategic thinker with strong financial analysis skills.
- Deep knowledge of consumer lending products.
- Regulatory and compliance expertise.
- Proven ability to lead and develop high-performing teams.
- Data-driven approach to decision-making.