Structured Working Capital Global Product Lead – Payments – Executive Director

Jersey City, NJ – Full-time – On-site

About the role

As the Structured Working Capital Global Product Lead within Trade & Working Capital, you will have global accountability and ownership for product strategy, P&L, and end-to-end product delivery. You will leverage your advanced capabilities to challenge traditional approaches, remove barriers to success, and foster a culture of continuous innovation that inspires cross-functional teams to create groundbreaking solutions addressing customer needs.

Trade & Working Capital (“TW&C”) is a division of J.P. Morgan Payments. TW&C connects counterparties with market-leading Supply Chain Finance, Receivables Finance, Inventory Finance, Contract Monetization, Commodity Trade Finance, Working Capital Lending, Export Agency Finance (EAF), and Traditional Trade solutions. Structured Working Capital is part of TW&C and includes Receivables Finance, Contract Monetization, Commodity Trade Finance, and Inventory Finance.

Responsibilities

• Oversee the product roadmap, vision, development, execution, risk management, and business growth targets
• Own product performance and be accountable for investing in enhancements to achieve business objectives
• Oversee business continuity resiliency plans
• Lead the entire product life cycle through planning, execution, commercialization, and future development by continuously adapting, developing new products and methodologies, managing risks, monitoring and reporting on product exceptions, and achieving business targets such as cost, features, reusability, and reliability to support growth
• Coach and mentor the product team on best practices, including solution generation, market research, storyboarding, mind-mapping, prototyping methods, product adoption strategies, and product delivery to enable effective delivery on objectives
• Manage product-level P&L, balance sheet, RWA, and capital, including planning, forecasting, and reconciliation
• Ensure readiness for OCC and Audit; engage with Audit/Trade Controls
• Serve as the key point of connection with regulators and local governance bodies
• Ensure products have obtained required regulatory, controls, and compliance signoff prior to launch
• Manage Third Party Oversight (TPO) process and TPO relationship management
• Research market dynamics and competitor landscape to identify gaps, opportunities, and product differentiation
• Partner with Technology and Product Delivery to deliver a competitive digital platform strategy
• Manage product-level governance and risk and control environment, including product approvals, renewals, and cross-functional collaboration with Risk, Legal, and Compliance

Requirements

• 8+ years of experience or equivalent expertise delivering products, projects, or technology applications
• Experience in Trade & Working Capital, Payments, Investment Banking, or Credit Risk
• Experience working with regulators and local governance bodies
• Extensive knowledge of the product development life cycle, technical design, and data analytics
• Proven ability to influence the adoption of key product life cycle activities including discovery, ideation, strategic development, requirements definition, and value management
• Proven experience managing large global teams and driving cross-regional collaboration
• Experience driving change within organizations and managing stakeholders across multiple functions
• Exceptional organization, communication, and management skills
• Strong verbal and written communication skills

Preferred Qualifications

• Recognized thought leader within a related field

Pay

150,000 – 250,000 USD