Jobs · Analyst · New York

Structured Finance - Commercial Mortgage-Backed Securities, Director - New York

Fitch Ratings · New York, NY · 1 mo ago
HybridAnalyst$150k–$170k/yrFull-time

About the Team

Join a leadership team focused on strategic growth and innovation within the Commercial Real Estate (CRE) sector. Lead efforts to provide Fitch’s opinions and guidance to investors and market participants on North American Commercial Mortgage-Backed Securities (CMBS) transactions. Foster a collaborative and team-oriented work environment.

How You’ll Make An Impact

  • Lead the assessment of credit strengths and risks of commercial real estate properties and related loan structures in the U.S. and Canadian markets
  • Added value in the ability to evaluate data center transactions and other complex real estate financings, incorporating an understanding of the technology-sector fundamentals driving demand and growth
  • Oversee and enhance property cash flow underwriting, valuation analyses, and cash flow waterfall modeling
  • Guide the team in using quantitative analyses to evaluate property- and loan-level characteristics, transaction structures, industry trends, and downside scenarios
  • Apply creativity and sound credit judgment to analyze complex structures and develop efficient, practical analytical solutions
  • Present and communicate complex rating conclusions to senior credit committees and stakeholders
  • Drive the publication of comprehensive transaction reports, rating commentaries, and research publications

You May Be a Good Fit If

  • You hold a bachelor’s degree, with a preference for an advanced degree in finance, real estate, or a related field
  • You have more than eight years of experience in commercial real estate underwriting, valuation, structured finance, or related fields
  • You have familiarity with data center transactions and an interest in the technology and infrastructure fundamentals shaping the sector
  • You possess strong cash flow modeling skills, including the ability to analyze complex cash flow waterfalls and financing structures
  • You possess strong leadership skills with a proven track record of managing and developing high-performing teams
  • You demonstrate advanced expertise in Excel, Word, and financial modeling
  • You have strong analytical, quantitative, and organizational skills, with the ability to manage multiple priorities
  • You bring a creative, solutions-oriented mindset to understanding complex transaction structures and improving analytical processes
  • You exhibit exceptional communication skills, including the ability to write clearly and persuasively

What Would Make You Stand Out

  • Extensive experience in securitization, structured finance, or capital markets is a significant advantage
  • Direct experience analyzing data center, digital infrastructure, or technology-related real estate transactions
  • Proven experience in loan workouts and/or lending
  • Demonstrated ability to influence and collaborate with senior stakeholders and clients

Why Choose Fitch

  • Hybrid Work Environment: 3 days a week in office required based on your line of business and location
  • A Culture of Learning & Mobility: Dedicated trainings, leadership development and mentorship programs designed to ensure that your time at Fitch will be a continuous learning opportunity
  • Investing in Your Future: Retirement planning and tuition reimbursement programs that empower you to achieve your short and long-term goals
  • Promoting Health & Wellbeing: Comprehensive healthcare offerings that enable physical, mental, financial, social, and occupational wellbeing
  • Supportive Parenting Policies: Family-friendly policies, including a generous global parental leave plan, designed to help you balance career and family life effectively
  • Inclusive Work Environment: A collaborative workplace where all voices are valued, with Employee Resource Groups that unite and empower our colleagues around the globe

Pay

FOR NEW YORK: Expected base pay rates for the role are between $150,000 and $170,000 per year. Actual salaries will be determined on an individual basis and may vary based on factors including, but not limited to, education, training, experience, past performance, and other job-related considerations. Base pay is one component of Fitch’s total compensation package, which may also include commission earnings, discretionary bonuses, long-term incentives, and other benefits sponsored by Fitch, depending on the position.

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