Structured Finance - Asset-Backed Securities, Senior Analyst - New York

About the role

Fitch Ratings is seeking a Senior Analyst to join the ABS Group in our New York or Chicago office. The position provides opportunities to grow credit understanding across consumer ABS through monitoring macro trends and impacts to pool and ABS rating performance. The analyst will join a growing team covering consumer sectors such as auto loan and lease, credit cards, and unsecured installment loans.

Responsibilities

• Analyze key credit, legal, and structural aspects of ABS transactions.
• Support rating workflows by assisting in the analysis and monitoring of a portfolio of ABS transactions.
• Utilize cashflow models to help form opinions on future performance.
• Stay up to date on sector trends and communicate your findings effectively within the team and to external stakeholders.
• Contribute to research reports and special projects focused on sector trends.

Requirements

Successful candidates should demonstrate the ability to develop credit views, have experience analyzing performance trends, and have strong communication skills (written and verbal).

Qualifications

• Hold a BA/BS degree and have at least 3 years of relevant work experience (excluding internships).
• Strong written and verbal communication skills.
• Comfortable analyzing large datasets and deriving meaningful conclusions.
• Enjoy working collaboratively and have strong interpersonal skills.
• Good understanding of finance fundamentals and current economic conditions.
• Eager to learn new concepts, ask questions, and grow your expertise.

Skills

Direct experience with ABS credit or structured finance is a plus, but not required. Thoughtful perspectives on economic trends and their impact on consumer credit performance. Passion for analysis, attention to detail, and a desire to build a career in credit research and ratings.

Benefits

Fitch offers a hybrid work environment, dedicated trainings, leadership development and mentorship programs, retirement planning and tuition reimbursement programs, comprehensive healthcare offerings, family-friendly policies, and ample opportunities to volunteer in the community.

Pay

Expected base pay rates for the role are between $95,000 and $110,000 per year. Actual salaries will be determined on an individual basis and may vary based on factors including, but not limited to, education, training, experience, past performance, and other job-related considerations.

Schedule

A hybrid work environment is required, with 3 days a week in the office based on your line of business and location.