Store Manager II - Royersford PA (Full Time)

We need to output HTML fragment with sections: Use

for headings: About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule. Only include sections if posting has real specific content. We have details: Work Location, Hours 40, Pay Details $91,000 - $136,240 USD. Also mention compensation policies, growth opportunities. So we can have Pay section with salary range. Hours maybe schedule? Hours 40 indicates full-time schedule. Could include Schedule section: 40 hours per week. Benefits? Not explicitly listed besides growth opportunities, skill development, compensation policies. Might not be enough for Benefits section. Could include "Benefits" if mention growth opportunities and skill development? Might be considered benefits but not explicit. Safer to omit Benefits if not explicit. We have Responsibilities: many bullet-like paragraphs. We'll extract responsibilities as list items. Requirements: Education & Experience etc. Also OCC Language etc. Physical Requirements maybe not needed. We need to avoid boilerplate: remove cookie/navigation/legal/EEO etc. The OCC Language is legal but it's specific requirement; we can keep as part of Requirements or Qualifications? It's about eligibility for mortgage loan originator. Could be under Requirements. We need to preserve all substantive info, not invent. Let's structure:

About the role

maybe short paragraph summarizing role: Store Manager II develops, leads... etc. But we already have Responsibilities separate. Could combine About the role as overview. We'll include:

Work Location: Royersford, Pennsylvania, United States of America

Hours: 40 hours per week

But Work Location maybe not a heading; we can put in a paragraph. Pay section:

Pay

$91,000 - $136,240 USD

Schedule: maybe not needed if we already gave hours. Could include Schedule section: 40 hours per week. Responsibilities: list items. Requirements: list items (education, experience, etc.) Qualifications: maybe skills list. We need to avoid duplication. Let's extract responsibilities from text: - Develops, leads and contributes to the growth and profitability of Consumer Business through management of a Store portfolio including deposits, loans, fees and expenses. - Leads, coaches and motivates the Store team to deliver a legendary Employee and Customer Experience while achieving shareholder value through solutions and referrals. - Responsible for Store growth by focusing on deepening customer relationships, putting the customer first and referring them to the right Specialist. - Provides people management leadership by hiring the best talent, setting goals, developing staff, managing employee performance and compensation decisions, promoting teamwork and handling disciplinary actions as required. - Manages a medium sized store and team (based on U.S. TD Bank store levelling criteria). - Oversees and leads a medium and/or complex and/or Denovo Store while growing talent, developing skills and capabilities to achieve career goals, support project/initiative success and achieve business results. - Accountable for achieving both Store and individual performance metrics. - Ability to manage multiple store locations and/or a diverse and complex customer base, if required. - Acts as peer mentor to developing store managers. - Requires deep expert knowledge of the business, banking and bank operations. - Requires deep expert process management knowledge and deep expert knowledge of the risk profile for team processes supported, advanced knowledge in identifying, tracking and resolving gaps. - Provides coaching, mentorship and guidance to others within area of expertise. - Oversees management of team requiring workforce to decision on acceptable level of risk-Moderate to High risk potential (loss/reputational). - Acts as the highest point of escalation/contact within the store for issues raised from customers, other internal groups and/or partners. - Originates loan applications, handles Conditions of Lending and conducts loan closings. - Maintains an active registration status with NMLS (Nationwide Mortgage Licensing System and Registry). - Manages the service and advice team promoting a positive customer and colleague experience. - Leads, coaches and develops a team of service and advice colleagues on services, product and sales informational conversations and/or advice-giving service strategies and tactics to improve the overall customer experience which includes improving overall financial confidence in both colleagues and customers. - Coaches to ensure customer issues are handled appropriately through customer problem resolution guidelines and personally participates in the negotiation and problem resolution where necessary. - Actively promotes the Bank's presence/brand within the community through participation and leadership in community business groups, initiatives, fundraisers, etc. - Builds relationships by promoting a client/customer centered organization and proactively addresses customer needs. - Contributes to the execution and achievement of the team and the store's service customer experience targets by coaching/modeling appropriate attributes and behaviors; leads the store in the execution of advice plan/objectives. - Provides oversight of store premises and ensures the customer and colleague areas are professional and inviting in appearance. - Ensures overall colleague scheduling is optimal to meet customer demands. - Provides ownership/oversight of complex daily operational/administrative duties. - Creates store-specific strategies to grow the business. - Uses reporting to identify opportunities to acquire and deepen customer relationships to drive deposits, investment and loan growth. - Partners with Specialists to grow and advise new and existing customers. - Works with partners, including Small Business, Commercial, Consumer Lending and Wealth to grow the Store Portfolio. - Manages the Store budget to meet expense and revenue objectives and revenue and manages expenses. - Drives One TD - Builds and sustains awareness and engagement to increase partnership across Retail and all Lines of Business with a focus on Digital to meet and exceed goals. - Proactively reaches out to prospects to develop and deepen relationships through needs-based conversations. - Identifies and develops relationships with Personal, Small Business and Center and Influence (COIs) to generate demand for TD products and services. - Achieves business objective for Operational Excellence. - Ensures necessary due diligence to support the accuracy of all customer transactions/activities. - Follows and ensures colleagues understand and apply bank operating policies and procedures. - Protects the interests of the organization – identifies and manages risks, and escalates non-standard, high risk transactions/activities as necessary. - Keeps abreast of emerging issues, trends, and evolving regulatory requirements and assesses potential impacts. - Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite. - Ensures colleagues are knowledgeable; and assumes responsibility to minimize operational and regulatory risk by complying with Bank and industry Code of Conduct. - Works alongside other business lines including Wealth and Business Banking to stay abreast of emerging trends in the market, support referrals across business lines through ongoing training and coaching to store colleagues. - Leads, coaches and develops store teammates to create a consistent legendary customer experience. - Coaches teammates to provide the best advice to potential and existing TD Bank customers. - Responsible for management of the overall team providing both leadership and guidance. - Sets targets and objectives for the team, and holds the team accountable to deliver results and objectives. - Grows team expertise to align with business/enterprise demand and direction; assesses team skills and capabilities and continually looks for ways to provide and enhance the value they deliver to customers. - Leads a high performing team; provides on-going feedback and performance reviews, coaches and develops colleagues and ensures performance management activities are undertaken and completed for all colleagues. - Leads the process of setting performance objectives for the team; tracks, monitors and effectively addresses and/or rewards performance in a timely manner. - Ensures colleagues are in compliance with all human resources policies, procedures and guidelines of conduct and escalates to the appropriate partners to manage colleague risk. - Shares knowledge, information, skills, and subject matter expertise among the team and ensures the timely communication of issues and encourages good working relationships with other functions and teams. - Supports an environment where team freely escalates business challenges; facilitates change through positive reinforcement of milestones and successes. - Recruits for all hires to ensure a highly diverse, qualified workforce to achieve business objectives. - Establishes and fosters a cohesive team; promotes a fair and equitable environment that supports a diverse workforce and encourages the team to achieve common goals and objectives. - Acts as a brand ambassador for your business area/function and the bank, both internally and/or externally. - Colleagues at higher levels may be responsible for acting as a leader in the provision of One TD services to customers, demonstrating cohesive partnership for business planning and community involvement. - Colleagues at the highest levels may be responsible for acting as a leader in the Market and/or Region for change management, performance measures/management, and talent pipeline development. That's huge; we can keep as list but may be too long. However we must preserve all substantive info; we can't omit. So we need to include all responsibilities as list items. That's okay. Requirements: Education & Experience: - Undergraduate degree or equivalent experience - 4+ years related experience required (retail, customer service and/or financial services industries) - supervisory, leadership and coaching experience required - 4+ years experience of proven business development skills, including ability to conceptualize and implement strategies - 4+ years of proven leadership and coaching experience required - Small Business and Consumer lending experience required - Knowledge of Bank product lines and services as well as an understanding of Store operations and security - Proven ability to manage competing priorities, strategically aligning efforts and activities to meet Store goals and objectives - Strong financial analysis skills - Strong presentation, analytical, interpersonal and collaborative skills with all levels of internal and external customers - Excellent verbal and written communication skills - Demonstrated ability to lead and motivate team members - Proficient with Microsoft Office suite - Notary License (preferred) Also OCC Language requirements: - Must be eligible for employment with a covered financial institution under the standards established by Regulation Z of the Truth in Lending Act, 12 CFR Part 1026.36. - Must be eligible for registration as a registered mortgage loan originator with the NMLS (Nationwide Mortgage Licensing System and Registry) in accordance with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act), 12 U.S.C.5102 et seq., and its implementing regulations, 12 CFR Part 1007. - Satisfactory results on a criminal background check and a credit report check, and statements/certification from job applicant regarding administrative, civil, and/or criminal findings by any government agency/authority, are required by federal law for this position. Physical Requirements maybe not needed as a section; but we could include under Requirements? It's substantive but maybe not required. The instruction: include a section ONLY when posting has real, specific content for it. Physical Requirements is specific content. Could we include a Requirements subsection? But we already have Requirements heading; we could embed physical requirements as list items under Requirements. However they'd be mixing with qualifications. Might be okay. But we also have Qualifications heading maybe for skills? We already have skills in Requirements. Could combine. We need to avoid thin sections. Let's decide sections: - About the role (overview paragraph) - Responsibilities (ul) - Requirements (ul) includes education, experience, skills, OCC language, physical requirements. - Pay (p) - Schedule (p) maybe 40 hours per week. We could also include Work Location paragraph before About the role. Let's craft. We must not repeat job title as heading. Not include Job ID. We must output only HTML fragment. Let's produce:

Work Location: Royersford, Pennsylvania, United States of America

Hours: 40 hours per week

About the role

The Store Manager II develops, leads and contributes to the growth and profitability of the Consumer Business through management of a Store portfolio including deposits, loans, fees and expenses. The role leads, coaches and motivates the Store team to deliver a legendary Employee and Customer Experience while achieving shareholder value through solutions and referrals.

Responsibilities

• Develops, leads and contributes to the growth and profitability of Consumer Business through management of