Stop Loss Underwriter

About the Role

Acrisure is a global fintech leader that empowers millions of ambitious businesses and individuals with customized solutions across insurance, reinsurance, payroll, benefits, cybersecurity, mortgage services, and more. With revenue growth from $38 million to nearly $5 billion in twelve years and over 19,000 colleagues across 20+ countries, Acrisure operates with an entrepreneurial spirit that prioritizes leadership, accountability, and collaboration.

Responsibilities

• Review employer census data, claims experience, and large claimant reports
• Evaluate specific and aggregate risk exposure and establish appropriate attachment points, lasers, and aggregate corridors
• Price stop loss coverage in accordance with underwriting guidelines
• Analyze emerging large claims and assess recurrence risk
• Underwrite new employer groups seeking stop loss coverage
• Analyze renewal performance and determine rate adjustments
• Balance competitiveness with profitability targets
• Provide alternative quoting strategies when appropriate
• Communicate underwriting decisions clearly and professionally with producers
• Support producers during negotiations
• Partner with clinical underwriting on high-cost cases
• Coordinate with policy administration to ensure accurate contract terms
• Adhere to delegated underwriting authority
• Ensure compliance with state and federal regulations

Requirements

• 2+ years of stop loss underwriting experience (specific & aggregate preferred)
• Strong knowledge of self-funded health plan structures
• Experience reviewing large claimant reports and medical diagnoses
• Proficiency in underwriting models and rating tools

Pay

Base compensation range: $65,000 - $85,000. Placement within the range depends on skills, experience, qualifications, location, and internal equity.

Benefits

• Physical Wellness: Comprehensive medical, dental, and vision insurance; life and disability insurance; fertility benefits; wellness resources; paid sick time
• Mental Wellness: Generous paid time off and holidays; Employee Assistance Program (EAP); complimentary Calm app subscription
• Financial Wellness: Immediate vesting in 401(k) plan; Health Savings Account (HSA) and Flexible Spending Account (FSA) options; commuter benefits; employee discount programs
• Family Care: Paid maternity and paternity leave (including for adoptive parents); legal plan options; pet insurance coverage