Staff Attorney - Insurance Coverage & Claims Counsel

Performs coverage analysis, drafts and reviews relevant communications—including reservation of rights letters and coverage position letters—associated with claims under personal and commercial insurance policies. Monitors outside insurance defense litigation, coverage litigation, and appellate work under the supervision of a more senior attorney. Provides General Claims staff with legal advice on coverage and claims questions, assists in responding to regulatory and consumer inquiries, and advises on legal developments in case law, statutes, and regulations. Offers General Claims Legal perspective to NJM business units on matters such as fraud, policy language, marketing materials, and legislation.

Responsibilities

• Provides in-house legal oversight, advice, and strategy recommendations relating to insurance defense and coverage litigation in trial and appellate courts.
• Timely, accurately, and thoroughly analyzes legal issues and advises the General Claims department on complex personal and commercial auto, homeowners, and commercial property and liability claims and coverage issues.
• Drafts and reviews coverage position and reservation of rights letters and other correspondence.
• Identifies legal issues and trends, analyzes industry impact, and develops responsive strategies.
• Provides advice and legal insight from a claims perspective on policy language, corporate communications, fraud, marketing materials, legislation, and other issues with clear communication.
• Prepares written responses to regulatory and consumer inquiries.

Requirements

• B.A. or B.S. and J.D. from an accredited law school.
• NJ Bar Admission in good standing or Limited License for In-House Counsel pursuant to N.J.Ct.R. 1:27-2.
• 5+ years’ experience providing legal advice regarding insurance coverage and insurance defense matters.
• Excellent written and verbal communication skills.
• Decisive, well-organized, and able to manage multiple priorities while meeting deadlines.
• Strong relationship-building skills and a commitment to customer service.

Preferred Qualifications

• Admission to practice in NY, PA, CT, MD, or OH.
• Experience litigating insurance defense and insurance coverage cases.

Pay

Salary range: $102,745–$116,255.

Benefits

• 401(k) with employer match up to 8% and additional service-based contributions.
• Health, dental, and vision insurance.
• Life and disability coverage.
• Generous PTO, paid sick leave, and paid parental leave in addition to state-mandated leave.
• Eligibility for discretionary bonuses.