Jobs · Finance · Michigan

ST. JOE COUTNY FLOAT TELLER

Southern Michigan Bank & Trust · Three Rivers, MI · 1 wk ago
On-siteFinanceFull-time

About the Role

Performs a variety of duties to provide customer service by explaining and processing financial services, and correct records. Travels to multiple branches within the county to assist where needed.

Responsibilities

  • Build and maintain customer relations by providing high-quality service.
  • Assist customers from start to finish acting as a full relationship manager.
  • Interview customers to obtain information and proactively sell all bank products and services, including but not limited to Checking, Savings, Individual Retirement Accounts, Certificates of Deposits, and Savings Bonds.
  • Open new accounts using needs-based techniques.
  • Discuss, sell, complete application, and close consumer loans.
  • Discuss, sell, and refer electronic services, Wealth Management, and Commercial/Mortgage loan services.
  • Solve branch operations matters.
  • Understand and support marketing initiatives.
  • Clean and organize branch/work area.
  • Service, audit, and balance drawers, vault, TCRs, PTM, coin machine, and other branch technology within established guidelines.
  • Prepare, verify, and order incoming and outgoing cash shipments.
  • Prepare and sign cashier’s checks, loan checks, and wires within assigned limits.
  • Open, close, and lead the branch during the absence of management.
  • Close accounts when necessary.
  • Discuss and process overrides for lesser experienced tellers.
  • Mentor/train incoming Tellers/Universal Bankers.

Requirements

  • High School Diploma or general education degree (GED).
  • One to three weeks of training and at least one-year equivalent combination of education and experience.
  • Customer service, cash handling, and banking experience preferred.
  • Attentiveness to detail.
  • Basic computer skills including Microsoft Word and Excel.
  • General math skills.
  • Knowledge of Jack Henry suite of programs including Xperience and Synapsys.
  • TCR, PTM, and coin machine knowledge.

Skills

  • Interpersonal and problem-solving skills.
  • Ability to work with internal and external customers in a positive, service-oriented manner.
  • Ability to handle highly confidential information professionally.
  • Ability to solve practical problems and deal with a variety of concrete variables in situations with limited standardization.
  • Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.

Physical Demands

  • Regularly required to talk or hear.
  • Frequently required to sit; use hands to finger, handle, or feel; and reach with hands and arms.
  • Occasionally required to stand; walk; climb or balance; stoop, kneel, crouch, or crawl.
  • Must frequently lift and/or move up to 15 pounds and occasionally lift and/or move up to 25 pounds.
  • Specific vision abilities required include close vision, distance vision, color vision, depth perception, and ability to adjust focus.

Work Environment

The noise level in the work environment is usually moderate/conversational.

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