Sr. Underwriting Strategy Analyst - Remote Opportunity

About the role

The Senior Underwriting Strategy Analyst supports the Director of Underwriting Strategy in driving portfolio performance, optimizing underwriting, and advancing strategic initiatives across the underwriting lifecycle. This role blends analytics, underwriting expertise, and cross-functional leadership to improve risk selection, profitability, and operational efficiency.

Accountabilities

Underwriting Strategy & Portfolio Management

• Support development and execution of underwriting strategies aligned to growth, profitability, and risk appetite goals
• Analyze portfolio performance trends (loss ratio, hit rate, retention, pricing adequacy) and recommend actionable improvements
• Monitor underwriting guidelines and identify opportunities for refinement based on emerging experience and market dynamics
• Assist in segmentation strategies to optimize risk selection and pricing precision

Data Analysis & Insights

• Conduct advanced data analysis to identify drivers of loss, profitability, and underwriting performance
• Develop dashboards, scorecards, and reporting frameworks for leadership visibility
• Partner with actuarial, data science, and finance teams to evaluate pricing models and assumptions
• Translate complex data into clear, actionable recommendations for underwriting leadership

Underwriting Governance & Execution

• Support governance frameworks including referral processes, authority structures, and underwriting controls
• Perform audits and quality assurance reviews to ensure adherence to underwriting guidelines
• Identify process gaps and recommend enhancements to improve consistency and decision quality

Cross-Functional Collaboration

• Partner with Product, Actuarial, Claims, Distribution, and Operations to align strategy and execution
• Contribute to product development, coverage enhancements, and market positioning initiatives
• Support field underwriting teams with insights, tools, and strategic guidance

Process Improvement & Transformation

• Identify and lead initiatives to streamline underwriting workflows and reduce friction
• Support automation, digitization, and decision-support tool development
• Drive continuous improvement in underwriting efficiency and scalability

Strategic Projects

• Lead or support high-impact initiatives such as:
  • New program or segment launches
  • Profitability remediation strategies
  • Expansion into new markets or distribution channels
• Prepare executive-level presentations and strategic recommendations

Qualifications

Required

• Bachelor's degree in Finance, Economics, Risk Management, Data Analytics, or related field
• 5+ years of experience in underwriting, underwriting strategy, or analytics within insurance
• Strong understanding of underwriting principles, pricing dynamics, and risk selection
• Advanced analytical skills (Excel, SQL, or similar tools; Tableau/Power BI preferred)
• Demonstrated ability to translate data into business strategy

Preferred

• Experience in commercial lines
• Exposure to predictive modeling, pricing analytics, or portfolio optimization
• Project management experience leading cross-functional initiatives
• Professional designations (CPCU, ARM, ACAS/FCAS, etc.)

Core Competencies

• Strategic thinking and problem-solving
• Strong business and financial acumen
• Executive communication and storytelling
• Collaboration and stakeholder influence
• Detail orientation with a results-driven mindset

Pay

Anticipated Hiring Range: $81,000 - $130,000 commensurate with experience