Sr. Underwriting Generalist- Part Time

About the Role

This fully remote, part-time opportunity is ideal for a seasoned underwriter seeking meaningful work, flexibility, and continued professional impact. The Senior Underwriting Consultant will evaluate complex, high-value life insurance cases and provide expert guidance within a collaborative underwriting environment. You will leverage deep risk assessment knowledge to balance business objectives, customer needs, and responsible decision-making. The position combines independent case ownership with mentorship responsibilities, helping strengthen underwriting quality and team capabilities.

Responsibilities

• Independently evaluate and underwrite complex individual life insurance cases, including impaired risk profiles and high-face-amount applications.
• Assess medical, financial, and non-medical information to make accurate, timely, and well-supported underwriting decisions.
• Handle cases typically exceeding $5M in face amount, with underwriting authority up to $10M.
• Provide second-signature support, guidance, and mentorship to less experienced underwriting professionals.
• Collaborate with sales, distribution, and business teams to support growth objectives and maintain strong partner relationships.
• Build and maintain effective relationships with independent agents, brokerage general agencies (BGAs), and distribution partners.
• Manage a significant caseload while maintaining high standards for quality, service, and turnaround times.
• Clearly communicate underwriting decisions, rationale, and recommendations to internal and external stakeholders.
• Contribute to team development through coaching, knowledge sharing, training, and continuous improvement initiatives.

Requirements

• Bachelor’s degree or equivalent professional experience.
• Minimum of 8 years of life insurance underwriting experience.
• Demonstrated expertise underwriting large, complex cases, including impaired risks.
• Experience working with independent agents, brokerage distribution channels, and BGAs.
• Proven ability to make underwriting decisions involving high face amounts and complex risk profiles.
• Strong analytical and critical-thinking skills with the ability to evaluate detailed medical and financial information.
• Excellent communication and relationship management skills.
• Customer-focused mindset with a commitment to service excellence.
• Ability to manage multiple priorities while maintaining productivity and decision quality.
• Demonstrated history of professional growth, strong performance, and sound underwriting judgment.
• Industry designations such as FALU, FLMI, CLU, or equivalent underwriting coursework are preferred.
• Commitment to ongoing professional development within the life insurance industry.

Benefits

• Fully remote part-time opportunity with national exposure.
• Opportunity to work on complex, high-value life insurance cases.
• Collaborative environment connecting underwriting, sales, and distribution teams.
• Opportunities for mentorship, advanced casework, and professional growth.
• Comprehensive health, dental, and vision insurance options.
• Mental health benefits and employee assistance resources.
• Paid time off, paid parental leave, short-term disability benefits, and cultural observance leave.
• Financial wellness benefits including healthcare account contributions, pension plan, and 401(k) with company matching.
• Access to employee wellness programs with opportunities to earn rewards.
• Supportive workplace culture focused on inclusion, development, and employee wellbeing.