Sr. Portfolio Risk Associate

About the role

Hyundai Capital America (HCA) seeks a Sr. Portfolio Risk Associate to join our dynamic team. This position is responsible for portfolio analytics, reporting, and monitoring to manage risk tolerance. Key responsibilities include developing portfolio analysis, maintaining and improving dashboards, generating ALLL calculations, and preparing ALLL control documentation.

Responsibilities

• Develop portfolio analysis of credit segments to differentiate delinquency and loss performance, assess risks, and communicate findings to management.
• Maintain and improve portfolio delinquency and loss dashboards in Tableau for bi-weekly credit loss meetings.
• Generate quarterly ALLL Consumer Reserves calculations for CECL and IFRS 9, validate model output, and reassess qualitative factors quarterly.
• Track macroeconomic forecasts using Moody's Analytics DataBuffet and inform management on best decision-making and corrective actions.
• Prepare PBC requests from auditors outside of ALLL KSOX framework, perform data mining/analysis, and automate data reports and presentations.
• Support Portfolio Risk strategy initiatives by assisting in the preparation of ALLL control documentation and quarterly memoranda.

Requirements

• Minimum 4-6 years’ related experience in consumer finance Risk field.
• SAS or SQL experience required, R and Python experience a plus.
• Collections or Customer Service operations background a plus.
• Bachelor’s degree in Mathematics, Statistics, Economics, or related quantitative field.
• Master’s degree preferred.
• In-depth understanding of statistics with modeling and scoring techniques.
• Thorough understanding of credit risk principles, portfolio management, FASB accounting standards on CECL and IFRS 9 accounting standards for loss reserving.
• Strong PC skills; Microsoft Excel, Word, PowerPoint, Visio, and relational database concepts.
• Ability to comprehend instructions, create documentation, and explain complex systems and data.
• Ability to understand business objectives and their relationship to individual projects.

Qualifications

• Minimum 4-6 years’ related experience in consumer finance Risk field.
• SAS or SQL experience required, R and Python experience a plus.
• Collections or Customer Service operations background a plus.
• Bachelor’s degree in Mathematics, Statistics, Economics, or related quantitative field.
• Master’s degree preferred.
• In-depth understanding of statistics with modeling and scoring techniques.
• Thorough understanding of credit risk principles, portfolio management, FASB accounting standards on CECL and IFRS 9 accounting standards for loss reserving.
• Strong PC skills; Microsoft Excel, Word, PowerPoint, Visio, and relational database concepts.
• Ability to comprehend instructions, create documentation, and explain complex systems and data.
• Ability to understand business objectives and their relationship to individual projects.

Skills

• Portfolio analytics and risk management.
• Financial reporting and calculations.
• Data analysis and automation.
• Tableau dashboard creation.
• ALLL Consumer Reserves calculations.
• Macroeconomic forecasting.
• Collaboration and communication skills.

Benefits

HCA offers a comprehensive rewards package including a hybrid work schedule, vehicle benefits, health coverage, 401(k) with company match, and more. Learn more about our benefits at HCA!

Pay

$88,000.00 - $132,000.00

Schedule

Full-time