Sr Manager, Credit Risk

About the role

Why Work for KeHE?

At KeHE, we’re obsessed with creating solutions, unboxing potential, and serving others - and it all starts with you. As an employee-owned distributor of natural and organic, specialty, and fresh products, we’re committed to making a positive impact and scaling our success together. With a culture that fosters development and opportunity, you’ll be embarking on a career that’s moving forward. When you join KeHE, you’re becoming part of a team that is a force for good.

Responsibilities

The Credit Risk Senior Manager manages the company's credit risk portfolio. This role executes credit policies, manages day-to-day credit limit decisions, applies risk-based pricing frameworks, and monitors portfolio diversification controls to balance revenue growth with acceptable financial exposure in addition to partnering with commercial and finance teams to ensure credit operations align with business objectives and ensures escalating strategic matters to leadership. As with all positions at KeHE Distributors, we expect that all actions will be consistent with KeHE’s Mission, Vision, and Values.

• Manage the company's credit risk portfolio across 5,000+ active customer accounts, maintaining credit limits, processing approvals, and ensuring consistent application of decisioning standards.
• Monitor portfolio health and concentration risk through early warning indicators, financial statement reviews, and credit risk scorecards/dashboards (PD, EL, LGD, EAD), reporting findings and mitigation strategies to leadership.
• Prepare monthly/quarterly portfolio performance reports and lead credit committee preparation, including analyses, materials development, and documentation of outcomes.
• Partner with Commercial/Sales, Operations, and Collections teams to support revenue growth while managing credit exposure — including credit limit guidance, new business onboarding, non-standard credit arrangements, order holds/releases, and collection prioritization.
• Maintain documentation of credit decisions and exception approvals, support annual policy refreshes, ensure compliance with internal controls and reserve adequacy standards.
• Drive automation of credit decisioning workflows and platform configurations (system-based scoring, automated holds/releases, notifications), identifying technology solutions to streamline operations and improve data quality.
• Foster a culture of data-driven decision-making, accountability, and continuous improvement across the credit function.
• Other duties and projects as assigned.

Requirements

• Bachelor's degree in Finance, Accounting, Economics, Business Administration, or related field.