Sr. Home Loan Underwriter

About the role

Gesa Credit Union is dedicated to empowering its communities through service and support. As a team, we value each member's unique background and strive to make a positive impact.

Responsibilities

• Analyze income, credit, assets, and loan application according to company and agency underwriting guidelines to produce a sound credit decision
• Ensure Loan Origination System reflects accurate loan data
• Perform a thorough analysis of collateral to ensure property meets company and agency guidelines and the appraisal quality and completeness is acceptable
• Works in tandem with loan officers and operations staff to address loan conditions, questions, issues, and problem solves
• Collaborate with management on counter offers and exceptions
• Issue denials, suspensions, and counteroffers
• Manage a pipeline and achieve production and turn-time standards set forth by management
• Lead by example by always displaying solid ethics and integrity
• Maintain and protect all sensitive data utilizing the highest standard of confidentiality and professionalism
• Willingly perform other job-related projects and duties as assigned, self-initiating assistance to team members when appropriate
• Support, train, coach, and mentor as the subject-matter expert for the underwriting team to maintain organizational consistency
• Aid in internal audits and external exams as applicable
• Work with management on FHA and VA UW approval authority projects

Qualifications

• High school diploma or equivalent
• Minimum of five (5) years of relevant mortgage loan underwriting experience required
• Minimum of three (3) years’ experience with correspondent lending desired
• FHA DE or VA LAPP SAR desired
• Expert experience with loan origination software as it pertains to job functions
• Proven success maintaining monthly goals
• Proficient with standard Microsoft Office Suite
• Some travel is required to achieve training and business objectives

Benefits

• Competitive Pay
• Medical, Dental, Vision, and Life Insurance
• 20 days/year of Paid Time Off – Plus 10 Paid Holidays!
• 401(k) Match Incentive Program
• Tuition Assistance and Student Loan Repayment
• Commuter Benefits
• Paid Time Off to Volunteer in the Community
• Product discounts
• Engaging Work Environment
• Rewards and Recognition Programs
• Full Salary Range: Richland, WA: $34.60- $57.67 Spokane, WA: $34.60- $57.67