Sr. Financial Analyst, Margin Planning & Attainment

Position Details

Title: Sr. Financial Analyst – Margin Planning and Attainment
Department: Finance
Reports to: Manager, Finance – Margin Planning and Attainment
Location: Dearborn
Job Classification: Hybrid
FLSA Status: Exempt
Job Band: Professional

Job Summary

The Senior Financial Analyst – Margin Planning & Attainment plays a critical role in owning Carhartt’s margin performance by providing strategic financial analysis and ongoing oversight of tariff and other product-related costs across the supply chain. This role is accountable for delivering forward-looking, decision-ready insights that quantify impacts to COGS, gross margin, and cash flow in an increasingly complex global trade environment.

Associate Responsibilities

• Lead and own forecasts of key margin drivers impacting cash flow, COGS, and gross margin by integrating production, demand, inventory, and SAP cost data, leveraging AI-enabled analytics and automation to improve accuracy, efficiency, and scalability.
• Own post-close analysis of tariff expense by reconciling inventory, units sold, and tariff components to quantify realized COGS and margin impacts, supported by AI-driven and automated data tools for variance analysis and documentation.
• Partner with cross-functional teams to assess financial impact of global trade policy developments, tariff programs, and regulatory changes; assess potential financial risks and opportunities and proactively communicate relevant implications and recommend mitigation or planning actions to FP&A, Accounting, and business partners.
• Develop and lead advanced scenario-based financial models to evaluate sourcing, production, vendor allocation, and mitigation scenarios, clearly articulating tradeoffs and recommended paths forward.
• Act as a primary finance partner with FP&A and Accounting to ensure margin impacts are accurately captured in budgets, forecasts, and month-end close results.
• Synthesize complex margin analyses into executive-ready materials, to communicate impacts, assumptions, and recommendations to senior finance leaders and cross-functional stakeholders.
• Influence cross-functional decision-making by translating complex margin drivers, assumptions, and impacts in clear, concise business terms that strengthen financial acumen across non-finance partners.
• Perform ad hoc financial and operational analyses to support broader team priorities across FP&A organization.
• Champion the use of AI-enabled analytics, to demonstrate continuous improvement and creative problem-solving by leveraging AI, automation, and analytical tools to improve accuracy, efficiency, and scalability of margin analysis processes.
• Set analytical and reporting standards for margin analysis, reducing manual effort and increasing consistency across planning cycles.
• Support GTM margin activities, cost builds, and other margin-related initiatives.
• Support income, property, and state & local tax filings by analyzing tariff costs embedded in inventory and cost of goods sold.

Required Education

• Bachelor’s degree required in Finance or Accounting

Required Skills & Experience

• Minimum of 5 years of experience in an accounting or finance role, preferably within FP&A, costing, or supply chain finance.
• Strong understanding of cost of goods sold, inventory accounting, and gross margin principles.
• Demonstrated ability to independently synthesize complex financial and operational data into executive-level insights and recommendations.
• Advanced modeling, scenario analysis, and data automation capabilities, with expert-level Excel skills and experience working with large, complex datasets.
• Proven ability to operate with minimal oversight, while managing multiple priorities in a deadline-driven environment with a high degree of accuracy and diligence.
• Executive-level communication skills, with the ability to translate complex financial concepts for non-finance partners.
• Demonstrated leadership in process improvement, automation, and analytical innovation to question assumptions, improve processes, and build scalable analytical solutions.
• Familiarity with SAP, Power BI, or similar financial systems and reporting.

Physical Requirements And Working Conditions

• Typical office environment; cubicle setting
• Extended periods of time sitting, standing, and working at a computer
• Willingness to work additional hours or weekends when business needs require

Carhartt is a tobacco-free workplace. We are an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, ethnicity, disability, religion, national origin, gender, gender identity, gender expression, marital status, sexual orientation, age, protected veteran status, or any other characteristic protected by law. All associates are required to understand and act in accordance with the Carhartt Core Values. Carhartt reserves the right to change, modify, suspend, interpret or cancel in whole or in any part, the job duties outlined above at any time and without advance notice to the employee.