Sr Financial Analyst

Liquidity Management

Maintains daily liquidity position and ensures compliance with internal policy limits.
Manages funding sources including core deposits, brokered deposits, FHLB advances, and fed funds lines.
Prepares liquidity forecasts and performs stress testing to support planning and regulatory expectations.
Maintains and periodically tests the Contingency Funding Plan (CFP).

Asset-Liability Management (ALM)

Serves as the primary owner of liquidity strategy, funding execution, and ALM activities.
Supports ALCO process, including preparation of reporting and analysis.
Assists with interest rate risk modeling (NII and EVE simulations).

Treasury & Finance

Supports month-end and quarter-end processes through balance sheet and funding-related analysis.
Provides insight into liquidity, funding costs, and interest income/expense drivers.
Performs variance analysis and supports internal management reporting.
Assists with audit requests and regulatory examinations related to treasury and balance sheet.

Investment Portfolio and Capital Markets

Monitors the securities portfolio, including cash flows, duration, and performance.
Supports investment activity tracking and alignment with accounting records.
Ensures compliance with investment policy guidelines.
Coordinates with capital markets on hedging strategies and best execution analysis for loan sales.

Capital & Strategic Support

Evaluates funding strategies in relation to loan growth and new initiatives.
Assists with stress testing tied to capital and liquidity.

Process Improvement & Controls

Identifies opportunities to improve efficiencies and optimize processes across finance and accounting.
Maintains strong internal controls and documentation.
Supports automation and reporting enhancements in partnership with IT/data teams.

Qualifications

• Bachelor’s degree in Accounting, Finance, Business, or equivalent experience.
• MBA is a plus.
• 5 – 7 years of experience in treasury, finance, or banking analytics.
• Community or regional banking experience preferred.
• Demonstrated understanding of liquidity management, funding strategies, and balance sheet dynamics.

Other Skills / Characteristics

• Strong understanding of bank financial statements and net interest income drivers.
• Strong analytical and problem-solving skills with attention to detail.
• Experience with CSI, Plansmith, and other financial platforms.
• Strong knowledge of Microsoft Excel and financial modeling.
• Effective communication skills, both written and verbal.
• Strong time management and organizational skills; ability to manage multiple priorities.
• Working knowledge of regulatory expectations related to liquidity and interest rate risk.
• Collaborative mindset with ability to operate effectively in a lean environment.