Sr. Data Analyst

Achieve is a leading digital personal finance company. We help everyday people move from struggling to thriving by providing innovative, personalized financial solutions. By leveraging proprietary data and analytics, our solutions are tailored for each step of our member's financial journey to include personal loans, home equity loans, debt consolidation, financial tools and education. Every day, we get to help our members move their finances forward with care, compassion, and empathetic touch. We put people first and treat them like humans, not account numbers.

About the role

As a Sr. Data Analyst, you’ll impact the lives of everyday people and help them go from surviving to thriving with innovative digital personal finance solutions. This role requires excellent analytical capabilities to create accurate, thoughtful, and clear recommendations that drive how we manage our business. Key skills for success include statistical analysis, data mining, advanced Excel, SQL, Python, effective communication, an entrepreneurial and proactive approach, exceptional time management, and the ability to comfortably work with senior management.

Responsibilities

• Develop and implement business improvements, including:
  • Provide real-time analysis of our loan portfolio and new loan originations to identify and understand items that could substantially impair portfolio returns
  • Detect quality breakdowns in our credit/underwriting system that create credit, legal, or bank partner-focused compliance risks
  • Drive improvements in credit performance by finding pockets of low-risk consumers where we can approve more loans
  • Use multivariate statistical/predictive models to conduct diagnostic analysis to answer key business questions
  • Analyze sales and digital application funnels to identify areas of opportunity to generate additional originations
• Develop PowerPoint presentations that summarize your analysis and recommendations. Present your findings to VP-level executives.
• Measure the likely cost and benefit of business improvements.
• Leverage a combination of financial modeling, SQL, Python, AI tools, hypothesis testing, statistical analysis, and forensic analysis to drive actionable business insights.
• Design portfolio monitoring, processes, and controls for managing credit risk and identifying root causes of changes in loan performance.
• Play an active role in driving your proposals all the way into implementation—you will be hands-on to ensure your proposals deliver desired business results.

Requirements

• 5+ years of experience in data science, quantitative business analysis, and/or statistical analysis; or relevant Master’s Degree / MBA with 2+ years of experience
• MBA or Bachelor’s Degree in Engineering, Scientific field, Finance, or Accounting
• Self-starter with the ability to work efficiently under the direction of a manager
• Experience leveraging PowerPoint to outline analytic results and make proposals
• Understanding of how to leverage regression analysis and decision trees to prove merits of a proposed improvement
• Strong MS Excel skills
• Basic/Intermediate SQL skills
• Basic Python skills
• Understanding of decision trees, segmentation, regression, and other intelligent decision models used to analyze customer response behaviors, interaction patterns, and propensity
• Minimum level of Math coursework: Calculus 1, Statistics 1 (math problem-solving skills required)

Skills

Preferred skills:

• Prior experience in business analysis or consulting
• Advanced SQL querying skills
• Data visualization tools
• Ability to leverage AI to generate quicker insights
• Coursework in Statistical Programming, Simulation, Regression
• Knowledge of and ability to interpret Probability Distributions, Hypothesis Testing, Regression techniques like Logistic Regression, Confidence Intervals

Benefits

• Hybrid and remote work opportunities
• Medical, dental, and vision with HSA and FSA options

Pay

Salary Range: $115,000 - $145,000 + bonus + benefits

Schedule

• Hybrid options in the Phoenix, AZ and San Francisco, CA metro markets
• 100% remote work in other approved locations

Note: We are unable to facilitate H1-B Visa transfer or sponsorship, along with STEM-OPT Visa.