Sr Credit Underwriter/Underwriter II-Global Leasing/Large Corporates

We need to output HTML fragment with sections: About the role? Not present. Responsibilities, Requirements (maybe Required Qualifications), Qualifications (maybe Desired Qualifications?), Skills, Benefits, Pay, Schedule. We must include only sections with real specific content. The posting includes: Job Description (intro), then "Job Description: This job is responsible for..." then "Responsibilities:" list, then "Required Qualifications:" list, then "Desired Qualifications:" list, then "Skills:" list, then "Minimum Education Requirement:" line, then "Shift:" and "Hours Per Week:". We need to map to headings:

for section headings (e.g. About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule). We need to decide which sections to include. We have Responsibilities content: list of duties. So

Responsibilities

with

• each. We have Required Qualifications: could be under Requirements heading. The instruction says use

  for section headings (e.g. About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule). So we can have Requirements for required qualifications. Also Qualifications for desired qualifications? Might be redundant. But we can combine? The instruction: Prefer a few substantive sections over many thin ones. Could have Requirements covering both required and desired? But they are separate lists. Could have Requirements for required qualifications, and Qualifications for desired qualifications. Both are substantive. Skills: list. Shift and Hours Per Week: that is schedule info. So we can have Schedule section with that info. Benefits: not mentioned besides generic intro about benefits but not specific. The instruction: never create Benefits section unless posting actually states them. The intro mentions "affordable, competitive and flexible benefits" but not specific. That's vague; maybe not specific enough. Probably we should not create Benefits section because no specific benefits listed. Pay: not mentioned. So omit Pay and Benefits. About the role: not present as separate heading; we have introductory paragraph about Bank of America purpose. Could be considered About the role? But instruction: do NOT repeat the job title as a heading (the page already shows it) and do NOT put Job ID / requisition numbers as headings — fold minor metadata into a short

  or drop it. The intro is generic company description; maybe we can put it in a

  before sections. Not required to have About the role heading unless there is real specific content. The intro is generic but still substantive about company purpose. Could be considered About the role? Might be okay to include as a

  without heading. The instruction: Use

  for section headings (e.g. About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule). It doesn't say we must have About the role heading; we can just have a

  for prose. Thus output:

  At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. ... (the intro paragraph up to "Join us!")

  Then

  Responsibilities

  list items. Then

  Requirements

  list items for Required Qualifications. Then

  Qualifications

  list items for Desired Qualifications. Then

  Skills

  list items for Skills. Then

  Schedule

  Shift: 1st shift (United States of America) Hours Per Week: 40

  We must preserve ALL substantive information; do not invent or summarize away detail. So we need to copy each bullet exactly as given. Let's extract the Responsibilities list: From text: "Responsibilities: Evaluates credit worthiness and provides analysis and decisioning on whether a client should receive a credit facility Partners with Credit Officers, Relationship Management, and Risk teammates to assess and deliver credit solutions Monitors the client's operating performance and financial condition, proactively identifying issues and opportunities Delivers financial modeling, loan structure, industry, economic, and other analysis to team members to support the loan decision-making process Ensures adherence to credit policies, guidelines, procedures, and applicable regulatory requirements Evaluates new end-user credit opportunities including identification and assessment of risks and identifies mitigating factors Partners with client-facing teammates to consult on sales opportunities and provide the product expertise and consultation necessary to deliver the best possible solution to the client Underwrites new transactions, analyzes credit risk, negotiates and closes deals, while adhering to internal policy, procedures and regulatory requirements Structures the terms of a lease/loan with respect to the various aspects that make up a lease/loan (e.g. pricing, rates, payment, term, collateral) Manages the credit process for a portfolio of clients including reviewing financial statements, assessing the client's compliance with financial covenants, confirming the accuracy of risk ratings, and recommending changes as warranted" We need each as
  • . Required Qualifications list: "Minimum 5+ yrs Leasing, Equipment Finance or Commercial Credit Experience Must have proficient credit and risk analysis skills. Must have proficient presentation, structuring and financial statement analysis skills. Must have proficient Microsoft Office skills. Must have proficient business writing skills." Desired Qualifications list: "BA/BS Degree in Finance or related major MBA/CFA preferred In-depth Leasing/Equipment finance experience" Skills list: "Attention to Detail Credit and Risk Assessment Financial Analysis Underwriting Written Communications Analytical Thinking Credit Documentation Requirements Financial Forecasting and Modeling Recording/Organizing Information Business Acumen Collaboration Collateral Management Loan Structuring Prioritization" Minimum Education Requirement: "High School Diploma / GED / Secondary School or equivalent". This could be part of Requirements or Qualifications? It's a separate line after Skills. Could be included under Requirements as an extra bullet. But we already have Requirements section for required qualifications. Could add this as another bullet under Requirements. Or we could create a separate section "Education". But instruction only lists certain headings; Education not listed. Could fold into Requirements. Probably best to add as a bullet under Requirements. Shift and Hours: we have Schedule section. Now the intro paragraph: We need to include all of it up to "Join us!" The text: "Job Description: At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth. We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success. This includes attracting and developing exceptional talent, recognizing and rewarding performance, and supporting our teammates’ physical, emotional, and financial wellness through affordable, competitive and flexible benefits. We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences. These journeys foster resilience, leadership and innovation, strengthening our workforce and positively impact the communities we serve. Bank of America is committed to an in-office culture that supports collaboration, engagement, and career development. Our approach includes clear in-office expectations, while providing an appropriate level of flexibility based on role-specific responsibilities and business needs. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!" Note there is a duplicated "Job Description:" at start and later "Job Description: This job is responsible..." We should remove the duplicated lines and boilerplate. The first "Job Description:" is part of intro; we can keep the content after colon. The second "Job Description:" before responsibilities is also boilerplate; we should drop that line but keep the following sentence. Thus we will have a

    containing the intro paragraph (starting after first "Job Description:"). Then after that, we will have the responsibilities heading etc. We must not include the duplicated "Job Description:" line. Let's craft the HTML. We'll output:

    At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth. We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success. This includes attracting and developing exceptional talent, recognizing and rewarding performance, and supporting our teammates’ physical, emotional, and financial wellness through affordable, competitive and flexible benefits. We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences. These journeys foster resilience, leadership and innovation, strengthening our workforce and positively impact the communities we serve. Bank of America is committed to an in-office culture that supports collaboration, engagement, and career development. Our approach includes clear in-office expectations, while providing an appropriate level of flexibility based on role-specific responsibilities and business needs. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!

    Responsibilities

    • Evaluates credit worthiness and provides analysis and decisioning on whether a client should receive a credit facility
    • Partners with Credit Officers, Relationship Management, and Risk teammates to assess and deliver credit solutions
    • Monitors the client's operating performance and financial condition, proactively identifying issues and opportunities
    • Delivers financial modeling, loan structure, industry, economic, and other analysis to team members to support the loan decision-making process
    • Ensures adherence to credit policies, guidelines, procedures, and applicable regulatory requirements
    • Evaluates new end-user credit opportunities including identification and assessment of risks and identifies mitigating factors
    • Partners with client-facing teammates to consult on sales opportunities and provide the product expertise and consultation necessary to deliver the best possible solution to the client
    • Underwrites new transactions, analyzes credit risk, negotiates and closes deals, while adhering to internal policy, procedures and regulatory requirements
    • Structures the terms of a lease/loan with respect to the various aspects that make up a lease/loan (e.g. pricing, rates, payment, term, collateral)
    • Manages the credit process for a portfolio of clients including reviewing financial statements, assessing the client's compliance with financial covenants, confirming the accuracy of risk ratings, and recommending changes as warranted

    Requirements

    • Minimum 5+ yrs Leasing, Equipment Finance or Commercial Credit Experience
    • Must have proficient credit and risk analysis skills.
    • Must have proficient presentation, structuring and financial statement analysis skills.
    • Must have proficient Microsoft Office skills.
    • Must have proficient business writing skills.
    • High School Diploma / GED / Secondary School or equivalent

    Qualifications

    • BA/BS Degree in Finance or related major
    • MBA/CFA preferred
    • In-depth Leasing/Equipment finance experience

    Skills

    • Attention to Detail
    • Credit and Risk Assessment
    • Financial Analysis
    • Underwriting
    • Written Communications
    • Analytical Thinking
    • Credit Documentation Requirements
    • Financial Forecasting and Modeling
    • Recording/Organizing Information
    • Business Acumen
    • Collaboration
    • Collateral Management