Sr. Credit Risk Analyst

Responsibilities

• Develop credit and fraud strategies using data and analytics to optimize risk decisions
• Recommend innovative solutions to address complex problems
• Design A/B tests to evaluate risk and customer experience
• Test new data and analytics methods for continued innovation
• Collaborate with Data Science, Product, and Engineering teams on strategy implementation
• Conduct ad-hoc analyses related to risk management and operations
• Analyze and report on portfolio performance at a granular level
• Identify trends and conduct root-cause analysis to isolate performance drivers

Qualifications

• Bachelor's or Master's degree in Business, Statistics, Mathematics, Computer Science, Engineering, or Economics
• 3+ years of relevant experience in credit risk or fraud management in consumer lending
• Strong proficiency in SQL and Python; familiarity with DBT and Looker is a plus
• Demonstrated analytical and problem-solving skills
• Strong communication abilities to convey complex concepts succinctly to all levels of the organization
• Ability to thrive in a fast-paced environment with a focus on quality

Benefits

• Flexible work arrangement with digital-first tools and a collaborative culture
• 401(k) plan with a 5% company match for long-term financial security
• Comprehensive health coverage and a wellness allowance
• Paid parental leave and flexible time off to support well-being
• Access to professional development resources, including Udemy and childcare assistance