Sr. Credit Products Specialist - Gaming & Leisure
Flagstar Bank · Charlotte, NC · 1 wk ago
Art & Creative$165k–$198k/yrFull-time
Job Responsibilities
- Complex Credit Structuring & Underwriting: Lead the structuring, analysis, and approval of highly complex credit transactions, ensuring risk is balanced with business needs with the assigned specialized vertical or region.
- Portfolio Strategy & Risk Oversight: Proactively monitor portfolio risk, identifying industry trends and economic factors impacting credit quality.
- Client & Executive Leadership Engagement: Serve as a strategic partner to sales and senior leadership, offering expertise in credit negotiations and deal execution.
- Credit Agreement Negotiation: Work directly with clients, legal counsel, and internal teams to structure and negotiate credit agreements.
- Team Leadership & Mentorship: Mentor junior credit professionals, providing training and leadership in credit risk best practices. Proactively identifies and raises to senior leadership improvement areas in credit processes and procedures.
- Uses independent judgement and discretion to make decisions regarding assigned portfolio. Analyzes and resolves problems pertaining to the assigned portfolio.
Job Requirements
- Required Qualifications:
- Education level required: Undergraduate Degree (4 years or equivalent) in Finance, Accounting, Economics, or a related field or 12+ years of equivalent experience.
- Minimum experience required: 8+ Years in commercial credit analysis/structuring, underwriting, portfolio management and risk analysis.
- 8+ years of experience in the leveraged finance and the direct specialized line of business (Specialized commercial industries, capital markets, corporate commercial banking, etc.).
- Banking experience in the Leisure, Hospitality and Gaming sector is preferred.
- Deep expertise in structuring and negotiating complex credit agreements.
- Strong leadership skills with the ability to influence credit strategy and policy.
- In-depth understanding of macroeconomic factors and their impact on credit risk.
- Proven ability to manage large portfolios and advise senior executives.
- Exceptional communication and stakeholder management skills.
- Preferred Qualifications:
- Education level preferred: Master's Degree (or Postgraduate equivalent) MBA or CFA preferred.