Jobs · Art & Creative · North Carolina

Sr. Credit Products Specialist - Gaming & Leisure

Flagstar Bank · Charlotte, NC · 1 wk ago
Art & Creative$165k–$198k/yrFull-time

Job Responsibilities

  • Complex Credit Structuring & Underwriting: Lead the structuring, analysis, and approval of highly complex credit transactions, ensuring risk is balanced with business needs with the assigned specialized vertical or region.
  • Portfolio Strategy & Risk Oversight: Proactively monitor portfolio risk, identifying industry trends and economic factors impacting credit quality.
  • Client & Executive Leadership Engagement: Serve as a strategic partner to sales and senior leadership, offering expertise in credit negotiations and deal execution.
  • Credit Agreement Negotiation: Work directly with clients, legal counsel, and internal teams to structure and negotiate credit agreements.
  • Team Leadership & Mentorship: Mentor junior credit professionals, providing training and leadership in credit risk best practices. Proactively identifies and raises to senior leadership improvement areas in credit processes and procedures.
  • Uses independent judgement and discretion to make decisions regarding assigned portfolio. Analyzes and resolves problems pertaining to the assigned portfolio.

Job Requirements

  • Required Qualifications:
    • Education level required: Undergraduate Degree (4 years or equivalent) in Finance, Accounting, Economics, or a related field or 12+ years of equivalent experience.
    • Minimum experience required: 8+ Years in commercial credit analysis/structuring, underwriting, portfolio management and risk analysis.
    • 8+ years of experience in the leveraged finance and the direct specialized line of business (Specialized commercial industries, capital markets, corporate commercial banking, etc.).
    • Banking experience in the Leisure, Hospitality and Gaming sector is preferred.
    • Deep expertise in structuring and negotiating complex credit agreements.
    • Strong leadership skills with the ability to influence credit strategy and policy.
    • In-depth understanding of macroeconomic factors and their impact on credit risk.
    • Proven ability to manage large portfolios and advise senior executives.
    • Exceptional communication and stakeholder management skills.
  • Preferred Qualifications:
    • Education level preferred: Master's Degree (or Postgraduate equivalent) MBA or CFA preferred.

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