Sr Credit Analyst

About the role

As a Senior Credit Analyst for Univar Solutions, you will assess the creditworthiness of new and existing customers, make credit decisions within your delegated authority, and provide recommendations on higher exposures. This role partners closely with Sales and Collections to manage credit risk, protect company assets, and support profitable business growth.

Responsibilities

• Analyze financial statements, credit reports, bank & trade references, and other relevant information to assess credit risk and establish credit limits.
• Review and approve commercial credit applications within assigned authority levels.
• Monitor customer accounts and identify emerging credit risks.
• Escalate significant credit concerns and recommend appropriate risk mitigation strategies.
• Manage customer credit exposure and recommend changes to credit limits, terms, and risk classifications.
• Partner with Sales and Collections to support business growth while protecting the company from material bad debts.
• Prepare clear, concise credit analyses and recommendations.
• Make timely and sound credit decisions in a fast-paced environment.
• Present credit recommendations and risk assessments to management as required.
• Perform other duties and responsibilities as assigned.

Requirements

• 5+ years of commercial B2B credit analysis experience.
• Degree or diploma in Finance, Accounting, Business, or a related field.
• Professional designation in credit, finance, or risk management considered an asset (e.g., Certified Credit & Risk Analyst (CCRA), Credit Business Associate (CBA), or similar).
• Strong financial statement analysis, credit risk assessment, and investigative research skills.
• Experience using commercial credit bureaus and risk monitoring tools (D&B, CreditRiskMonitor, Experian, etc.).
• Ability to evaluate credit reports, risk ratings, payment trends, and public filings.
• Knowledge of bankruptcy, insolvency, and commercial collections processes.
• Strong proficiency in Microsoft Excel and working knowledge of AI to enhance productivity and decision-making.
• Experience with SAP and SAP Credit Management modules.
• Strong customer service, judgment, and decision-making skills.
• Excellent written and verbal communication skills, with the ability to clearly present credit recommendations and risk assessments to management and business stakeholders.

About the company

Univar Solutions is a global company with over 9,500 employees, dedicated to improving quality of life by serving the world’s most essential industries. From delivering vital ingredients for food and nutrition to helping keep drinking water safe, we are more than a distribution company. We are committed to a diverse workforce and a culture of inclusion, empowering individuals through development and growth opportunities.